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If you have an 11-year-old debt which originated in California is it legal for a collection agency to fax verification of employment to your place of employment what about the statute of limitation?
Wiki User
∙ 18y ago
Maybe, if the account was assigned by the original creditor, and the original credit agreement had a stipulation that the account holder agreed to that states a collection agency will have the same rights as the OC. Which is a bit confusing to say the least, but it is one reason that consumer rights laws are so difficult to enforce. The state SOL for debt only applies to lawsuits, it does not mean that once the SOL expires collection procedures will end or the debt is invalid. But, it basically comes down to the same thing, if the debtor cannot or will not voluntarily pay the debt, then a lawsuit is needed, and the SOL will apply. Confused?...me too!
Wiki User
∙ 18y ago
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