If you have been told you have a delinquent debt with a car repossession that was charged off in 1994 can this debt be placed on your current credit report even though you have denied ever owning the car?

A repossession that is over seven years old is not supposed to be on your credit report. It is not unusual for a collection agency to illegaly "reage" a debt in order to try to pressure you to pay.

From your post it does not appear that you know what is on your credit report. If you have been denied credit then you are entitled to receive one for free.

Contact information for the three credit reporting agencies can be found at solidgoldhomebusiness.com

If this item is actually on your credit report then you can dispute the information and demand verification. Dispute instructions will be included with the report.