Just remember the lender may want a $700.00 down payment and that over here people drive on the RIGHT side of the road versus back home.
What I suggest you do is open a bank account and take out a small loan...$500 or so. Put that money in a savings account and use it to pay the loan off (so you only pay interest out-of-pocket). Do this a few times, then get a credit card- any major credit card. Keep a small running balance on it for a few months but make your monthly payments on time. As long as you don't miss any payments on the card and loans, in a year your credit rating will be sky-high and you will have a much easier time getting a car loan, and may be able to get a better interest rate as well.
You wreck your credit. Even if you "give the car back", that is called "voluntary repossession" and it ruins your credit. Protect your credit rating. It's hard to establish, and even harder to re-establish... That's why insurance is so important. Wouldn't you just love to be making monthly notes on a totalled out car??
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