Go to the county treasurer's office (or whatever authority issues titles in your state) and apply for a new title. I was surprised to learn that in Kansas any person named on the title could have other names removed, but no one can be added to it without their signature.
Title Max is a quick and easy way for people to get a car or house without it having any kind of lien on it. Title Max usually has a lower interest rate than that of a bank.
If their name is on the title, they are a co-owner with as many rights as you have. Otherwise, they do not own it at all, although they could have some legal claim in the form of a lien.
yes
how?
If you take out a loan from the bank and put your car up as collateral, this is a consensual lien. If you owe taxes and the IRS put a lien on your property or bank account, this is a non-consensual lien.
If the loan is paid off, the lender will give you a lien release. With that release in hand visit your local DMV to have the cosigner removed.
A clear title without a lien or if it has had a lien on it, either a release on the title if there is a place for it or a lien release from the bank or person named in the lien. It should be in your name, meaning you are the person on the front of the title and the back should be clear until you transfer it to the person you are selling it to or whatever the business is you are doing with it.
The only way to get the title released is to pay off the lien. Most bank and finance companies will not release the lien until the loan is paid in full. if you are a good customer and have paid the lien as planned, they may release it if the balance is real low, but you still have to pay the loan.
You can only "protect yourself" by making sure the loan is paid off and getting a release from the bank BEFORE you take title. Check with your state DMV to learn the procedure for removing a bank lien from the title.
go to the bank or wher ever you got your loan have them sign off the title then go to the bmv and submit the title and it should come back with out the lien holder and cosigner on it
A person cannot add a name to a title if the bank is the lien holder unless the bank agrees to the title name addition. A person could approach the bank and ask them to add the name to the title.
Their title department # 800-241-3040
The bank has a lien on a mortgaged property that is not affected by a transfer of the property. The bank will go after the decedent's estate and the cosigner for payment of the mortgage. If the mortgage isn't paid the bank will take possession of the property by a foreclosure.The bank has a lien on a mortgaged property that is not affected by a transfer of the property. The bank will go after the decedent's estate and the cosigner for payment of the mortgage. If the mortgage isn't paid the bank will take possession of the property by a foreclosure.The bank has a lien on a mortgaged property that is not affected by a transfer of the property. The bank will go after the decedent's estate and the cosigner for payment of the mortgage. If the mortgage isn't paid the bank will take possession of the property by a foreclosure.The bank has a lien on a mortgaged property that is not affected by a transfer of the property. The bank will go after the decedent's estate and the cosigner for payment of the mortgage. If the mortgage isn't paid the bank will take possession of the property by a foreclosure.
No. The bank has a prior lien. The mechanic's lien takes second place.
This is a rerun. IF someone is making paymnst, there is a security interest somewhere. Dont be fooled by the title and the leinholder part. They have a perfected lien on it. Good try, no candy for you.
It's only clear if it's stamped clear and/or you have the release signed by the bank or lender.
The bank would be paid ffirst since it most likely placed a lien on the title. If there is any money left over after the loan is paid off the owner of the insurance policy would receive it unless the co-signer was also on the insurance or also had a lien on the title.