0
If you let someone test drive your car and you only have liability and they get in an accident are they liable for the damage they caused to your vehicle?
Wiki User
∙ 16y ago
not always, but many times yes, assuming they are At Fault and they have a vehicle with collision coverage and yours (as you said) does not then their collision coverage MAY transfer to your vehicle, you need to file a claim with your carrier as does your test driver with his/hers.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Does liability pay off if there was just your vehicle in the wreck?
It does not pay for your vehicle. You would have to have collision insurance. In a one vehicle accident, liability only would come into affect if you caused damage to another person's property.
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Can you claim on someones insurance for accident caused due to them parking on a corner blocking view of road?
No. It would be highly unlikely that you could ever prove liability of a vehicle that was not in motion at the time of your accident, even less likely if if that vehicle was not illegally parked.
Is the company liable if an employee was asked to take another employee to the hospital and has an accident during the trip?
In General No, The party that caused the accident is liable. However, If You were driving a company provided vehicle a the time of the accident, then the company may have some secondary financial liability depending on the circumstances of the accident.
If you are driving personal vehicle for work purposes and had a car accident and you were at fault is the employer responsible for repair of damages to the vehicle?
No. If it was your own vehicle and you caused the accident then it is entirely your responsibility that the damage was caused and that you get it fixed.
What is danger in trucking?
The dangers in trucking are falling asleep, losing control of your vehicle and being involved in an accident caused by someone else.
What is the purpose of third party liability insurance?
Third party liability insurance is useful if you are blamed for having caused an accident and someone wishes to file a claim against you. With third party insurance you are insured for claims up to a predetermined amount.
What could the driver be charged with if someone is injured or killed?
If someone in a vehicle accident is injured or killed, one or all of the drivers involved in the accident may be charged with vehicular manslaughter or felon reckless or drunken driving, depending on the circumstances. The driver charged does not necessarily have to be the one who caused the accident.
What does auto collision insurance mean?
Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.
Can someone with a blood clot on their head caused by an accident get amnesia?
Yes, someone with a blood clot in their head that was caused by an accident can get amnesia. Anyone can get amnesia for various reasons at any time.
When in an accident and not at fault. Can the other party get away with not paying a claim saying it was caused by a medical condition?
NO, If they were at fault then they were at fault and are liable for the damages and injuries they caused. If a medical condition was a contributory cause of the accident, that has no effect on their legal liability.
Does liability coverage cover passenjures injured in your car during and accident in which your car is the only one reported damagesd?
If the question you are asking is: does your car insurance cover passenger injury when the driver of a car caused an accident. In the UK - the answer to this is "yes". The driver of a car owes a duty to his passengers to keep them safe and car insurance covers legal liability for passenger injury even when only one vehicle is involved in an accident. See the related link entitled "accident car insurance" to see all the types of vehicle insurance you can have in the UK and what type of liabilities each type of insurance will meet.
