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yes, for your employees hurt on the job Unless the state you live in pays it * WCI is a state and employer funded program. States establish the laws which regulate which businesses are required to participate in workmen's compensation insurance programs. The requirements differ from state-to-state, some of the factors for mandatory employer participation are, the number of employees, the type of business and how the business is ranked under OSHA guidelines. Worker's Compensation Resources

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โˆ™ 2006-02-28 23:43:20
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Q: If you own your own business do you need workmens comp insurance?
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Related questions

What kind of insurance do you need for a window cleaning business?

General Liability and Workmens Comp with policy rangong from 1000000 to 2000000 depending what type of windows residential or commercial.

Do i need to file income taxes Workmens comp did not send you a1099?

Do i need to file income taxes ,workmens comp did not send me a 1099? I did not file last year 2007 because i asked workmens comp. for a 1099 they did not send i assumed i did not need to file. Can i file both years?

Does a cleaning business need workmans comp insurance?

yes, any business needs to have insurance ,if they have a employee on the books.

What is the criteria to be able to buy workmens comp ins?

AnswerFederal law developed the work comp system and every state has a unique form of it. If you have a single employee, then you need work comp insurance. No matter the state. If the employee becomes injured, if you don't have work comp insurance they can sue your company and you personally for not carrying the work comp insurance.You can be a sole P, INC, LLC, or partnership and get work comp insurance. You can even get work comp insurance for yourself as an owner.Check with a local insurance broker to make sure you are following your states law.

Do you have to pay medical insurance whill off on workmens comp?

Even though you're out of work due to a worker's comp case, your premiums for your medical insurance still need to be paid. Just keep in mind that your medical insurance pays for medical illness and isn't related to worker's comp. Your employer may be willing to help you pay the premiums until you get back to work.

Do you need workmans comp insurance for a concession stand if employee 13 years of age?

You need workers' compensation insurance if you have employees. You do not need worker's comp insurance if you are a sole owner. In most states, owners of a business are exempt from having workers' comp for themselves. The type of business does not matter. If you have employees, you need comp insurance., the venue, whether a city owned street, school or music venue SHOULD require that you carry the coverage on yourself to ensure you don't allege to be its employee if you suffer an injury.

Does a self employed business owner need workman's comp insurance?

No. When they file corporate documents as the principal they are exempt.

Do family members in California need workers comp insurance?

Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.

Do I need a workmens comp lawyer?

The first thing I would do is contact a workmans comp lawyer. A situation such as yours could be very difficult to handle properly without an experienced professional to assist you.

What does the workers comp insurance company need from the employer?

The workers comp insurance company requires the employer to insure all the employees.

What insurance coverage do you need for a ceramics business?

A Business owners package policy should cover your studio for some property and the liability of your product and premesis. You might need to add on property coverage for your products if they are expensive or you maintain a lot of inventory and I would be careful about how you value it for insurance purposes. If your business has employees you need work comp, if you have vehicles for the business you need to get commercial auto insurance.

When do you need to carry workman compensation insurance?

When do you have to carry workman's comp insurance?

Do you need workmens comp in New Jersey if you are a self-employed sub-contractor?

i am a small business owner have my own LLC and dont have any employees - i do small landscaping jobs - - a client is now telling me that he will not pay my invoice until i provide him my workmans comp insurance number - can he do that - why does my having or not having insurance have to do with my invoice

Do you need to pay benefits when on workmens comp?

You should be treated like any other employee when on WC. If others do, you do. If not, I don't know why you would be singled out.

What kind of insurance do you need for a restaurant?

A restaurant Business Owners policy with good liability should do the trick. You'll also need workers comp, and for the owner, life insurance, Disability Insurance and eventually a good retirement plan. Call an agent that works with commercial insurance.

Do the owners of a general partnership business need to have workmen's comp insurance if they have one employee who is the brother-in-law of one of the partners?

== == Sole proprietorship

Do you need insurance for your small maintenance business?

yes, because if you dont then you could lose your business or personal assets even if someone files a frivolous lawsuit against you. You should get general liability insurance and bonding, if you have employees or vehicles used for business you may also need work comp and commercial auto.

Does my son need Work men's Compensation Insurance coverage in my sole proprietorship business in California?

Forget he is your son. You must treat him like any other employee you would hire in respect to insurance coverage requirements. <><><> California law requires any business with even ONE employee have Worker's Comp insurance. If your son is an employee of the business, then yes, you need it.

Where can i purchase temporary workers comp insurance?

I need to see who in Texas offers temorary (one month) of Workers comp?

What is the need for developing sustainable insurance business in Nigeria?

the need for developing insurance business in Nigeria

What sort of liability insurance does one need for a sole-proprietor transportation business?

Commercial auto insurance General liability insurance Highly recommend you incorporate to remove the liability from your personal assets work comp if you hire drivers

What kinda of insurance policies do restaurants need?

Property Liability, Workers Comp.

If you can prove criminal intent on the part of previous employer's dealing with your workplace injury will it effect the SOL on CA WCI claims?

you need to tell the wci what you have. if they want to sue the business owner for the claim, that would be up to them. plus his wci could be cancelled just like a insurance policy for an automobile can be cacelled at any time due to certain reasons. if workmens comp pays you a certain amount and if still want to sue the owner, you can. a lawyer that specializes in workmans comp can help you.

Do you need a lawyer if you had an accident at work that resulted in a head concussion and days off work?

A lawyer won't do much to help you if the local workmens comp insurance is taking care of the medical. You would have to have the state go after the company for negligence before you would have a case that a lawyer could help collect.

What type of training do I need to open my own auto insurance business?

You will need an insurance license and the associated traiing to open an auto insurance business