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No it doesn't affect your score, it is considered a soft pull and only you will be able to see that you have done so, not your creditors.

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Q: If you pull your own credic score will you lower it?
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Will an inquiry on a persons credit report lower their credit score rating?

Yes, a hard inquiry from a credit application can temporarily lower a person's credit score by a few points. However, the impact is usually small and short-term, and credit scoring models consider rate shopping for certain loans as a single inquiry.


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If you are pulling your own credit report thru one of the reporting agencys directly there is no limit. when you pay or get your free annual credit report yourself it does not affect your score at all.


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You can pull your own report as many times as you like, we called them soft pulls. However, if you have your report pull by companies--3-6 entries could make a big difference in your credit score.


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