if it was an unsecured load that you saw fall off of a vehicle, and can track the vehicle they would be held responsible.........if you hit something that was in the road way most times that is considered collision coverage under your policy.....now here's where it gets sticky........if an object comes from another place (or vehicle) and strikes your vehicle BEFORE hitting the ground it will be covered under the peril of ''falling object'' under the comprehensive coverage.....if it hits the ground then your vehicle is usually collision coverage as i previously stated......if you are saying you ran over a part from another vehicle that was just in the road, like large tire pieces from a semi, leaf spring etc.....that was just there.........it would again be covered under your collision coverage.....and yes your deductible would apply, now whether on not that is considered 'a chargeable accident' thus counting against you rate wise, you need to talk to the policy services dept of your insurance company, or ask your adjuster....really depends if you saw it come off, and what it was.......and can track the owner...........hope this helps, i know it's confussing.....
If a vehicle is pulling into roadway from driveway, the vehicle pulling out is at fault.
If you hit another vehicle then you are at fault. It does not matter what you were doing at the time.
In Kentucky, the vehicle on the main roadway has the right-of-way, regardless of direction. The person exiting the parking lot, must yield to traffic!
Under ALL circumstances. Pedestrians in the roadway always have the right-of-way, even if they are crossing the roadway illegally. In motor vehicle accidents involving pedestrians, the fault is always assigned to the driver of the vehicle, unless extenuating circumstances (such as someone jumping in front of the vehicle) can be proved (rare).
If the turning vehicle was struck by a vehicle entering the roadway it would be the the fault of the vehicle entering the roadway.HOWEVER, if the entering vehicle was struck by the turning vehicle, it is the fault of the turning driver.
The driver that hit the parked vehicle would be at fault.
Most likely the the vehicle doing the backing up would be at fault.
It depends. Which bumper is still in your driveway, your front or rear? Did the other car leave the roadway and hit your car? After you came to a full stop did you then proceed to back out and then got hit? If any part of your car was in the roadway then it would most probably be your fault. Any vehicle that is entering into traffic from a driveway is required to yield the right of way to those vehicles traveling within the roadway. If you stuck 2 inches of your car into the road and you were hit, it would be your fault.
Assuming the other vehicle was in the right lane - you.
It covers damage to your vehicle resulting from an at fault collision with another vehicle or object.
Not enough information. In principle, fault lies with whoever could reasonably have acted to avoid the accident. If your car had been sitting there motionless for, I don't know, twelve seconds, and he came along and smacked into it, then it's almost entirely his fault for not paying attention or for going too fast or for whatever the reason was why he didn't stop in time. If, on the other hand, you car was still rolling when he hit you, then it's probably almost entirely your fault for pulling out in front of oncoming traffic. Or, it could be anywhere in between. Any witnesses?
Why are you driving a salvaged car. If the car has any value they may pay something. If they damaged something that wasn't already damaged, they might pay something. You may end up having some fault for driving an unsafe vehicle as well if it was salvaged vehicle that was not repaired.