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If your father has insurance on his car but does not have a drivers license can you drive the car and be insured you have your own car insurance?
Wiki User
∙ 11y ago
He can't drive the car, but if something were to happen to it (ex. a tree falls on it during a storm, or it rolls out into the street and gets hit), it'd be insured. If anything, his insurance might be a bit cheaper because they wouldn't expect the car to be driven very often.
Wiki User
∙ 11y ago
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What is a Additional named insured?
Individual added to a life insurance policy other than the insured named in the policy. For example, an insured father can have a dependent son and daughter added to the policy as additional insureds. In many instances, adding an additional insured to an existing policy is less expensive than purchasing a separate policy for that insured. In property and liability insurance: another person, firm, or other entity enjoying the same protection as the named insured.
If I am uninsured and I want to drive my farther insured car can I still drive it legally?
It depends on our father's insurance. My children may drive my car because my insurance covers anyone I give permission to drive my car (they have have a valid license). However, my ex-wife's policy does not allow it - by not having this option she actually lowers her premium. This can vary from state to state and insurance policy to insurance policy. Have your father call his agent and get the correct answer for his policy. He may have to make an adjustment to his policy to allow you to drive his car.
What happens if a person dies and leaves no beneficiary for his life insurance policy but there is a will?
In Canada, if there is no beneficiary of the life insurance policy, the proceeds go into the estate of the owner. This person is often the same as the life insured but doesn't have to be (eg a father buying life insurance on his son. The father is the owner and the son is the life insured). The proceeds form part of the owner's estate and are distributed according to the instructions in the will after all debts have been satisfied.
Can a step father purchase life insurance on a step daughter?
Yes, a stepfather can purchase life insurance on a step daughter as long as she is willing to sign the application as the insured, and is willing to submit to the insurance company physical exam, if so required.
Can a step daughter purchase life insurance on a step father?
In most cases, a stepdaughter would not be able to purchase life insurance on a stepfather without his consent. The stepfather would usually need to give permission and be involved in the process, as he is the insured party.
Your father-in-law passed away. Can we turn in his car and not worry about the creditors coming after us?
check with the loan company and insurance company. The loan may be insured or the insurance company may pay off the vehicle at death
Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?
The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.
If you have no car insurance can you drive a car?
If you have a valid drivers license and permission to drive the car, then yes, you can drive the car as long as the owner of the car has insurance on it. Unless the person is part of the household and has been deemed a non-covered driver by the car owner's insurance company. Let's say father has insurance on car. Son live's in house, however has been revoked or has a horrible driving record. Son has permission by father to go to store. Gets in a wreck, doing injury and insurance company had son named as not a covered driver. No coverage then.
Can you remove a child from your insurance if his car is registered to his father and insured in another state and he doesn't drive your car?
Yes you can, Ask your insurance company for a Named Driver Exclusion. This will allow your child to stay on your policy(just in case) with out being charged for that child!
Who are the participants of insurance markets?
There are five basic participants involved in a life insurance contract. # Contract (policy) Owner# Agent# Insured# Primary Beneficiary# Secondary Beneficiary---- The Five Participants: 1. Contract owner The contract owner is the person that actually owns the insurance policy. 2. Agent The insurance company (see notes below) 3. Insured The Insured is the person whose life is being insured. 4. Primary Beneficiary The primary beneficiary is the person who receives the death benefit when the insured dies. 5. Secondary Beneficiary The secondary beneficiary is an alternate beneficiary that will receive the death benefit if the primary beneficiary previously died. ---- An Example: For example, a wife may purchase a life insurance policy on her husband. The wife would be the owner and the husband the insured. She may name their children as the primary beneficiaries. In this case the children, not their mother, would receive the death benefit when their father dies. On the other hand, if the wife had listed herself as beneficiary and the children as the secondary beneficiaries, the wife would receive the death benefit. Then had the husband and wife died together, say - in a car accident; the children, as secondary beneficiaries, would receive the death benefit on the life policy on their father. ---- Notes:There are two parties in an agency relationship: 1. The party being represented - the client 2. The party doing the representing - the agent An insurance agent represents his client - the insurance company. The insurance purchaser is the insurance agent's customer. The purchaser is the client of the insurance company.
If my ex husband lost his drivers license from not paying childsupport and is supposed to pick up our children do I need to drive them over to his house?
NO!!! Never chase a man to be a father.
When my father died the homeowners insurance was never changed to my name the deed was put in my name can this be grounds to be denied a claim on the policy?
Yes, you situation can result in a denial of coverage.Homeowners insurance is property and liability coverage specific to the property of the named insured(s). Since your father has died, You have to buy insurance in the name of the new owner
