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If your father is the borrower on an auto loan and you're the co-signer and his credit was better but you're making the payments why is it not helping your credit with the credit agencies?
Wiki User
∙ 16y ago
If you're on the note and it's not being reported to your credit bureau.....you need to contact the creditor and demand that it be reported. If it IS being reported......then.........it IS helping your scores.
Wiki User
∙ 16y ago
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Where can one get help with credit card debt?
One can get credit card debt help from many agencies dedicated to helping those in financial distress. These agencies will typically loan one a lump sum of cash expecting payments with interest. This makes them money and relieves you of your initial worries.
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The ING mortgage calculator determines the costs, payments, and how much you can afford by inputting basic information and amounts about your current spending. It also determines how much you can borrow money as well as helping you make flexible payments.
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There are many companies in the United States that are dedicated to helping consumers get out of debt. Companies such as Debt Help will consolidate your debt and help you manage your monthly payments.
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Private mortgage insurance or PMI is insurance to protect the lender if the home is foreclosed upon and there is a deficiency. That deficiency is paid by the insurance company. It would not appear to have an effect on the foreclosure proceeding, just on your liability for a deficiency. However it is to your advantage also to have MI if your house goes into foreclosure. Not only do they pay the lender and cure a portion of the definciency, but often they get involved up front and try to work with the borrower and lender both to avert the foreclosure. That way they are paying a lower claim and the borrower gets to keep their house. I've even heard of the insurance company helping the borrower get short term loans, renegotiate the mortgage or helping them find a buyer.
Can a cosigner take your house?
The answer to this question can be complicated and I recommend that you check out your State laws. I am also making the assumption that when you say "co signer" you mean cosigned on the mortgage and not some other obligation. It is important to understand how your title is currently recorded. Are you both on title? As far as a lender is concerned, the answer is NO. If the person is a cosigner on your mortgage they would have to remove you from having any obligation on the loan. This can be done by the current co borrower refinancing the home. This of course requires your cooperation and willingness. You can both agree to sell the home. That would be an acceptable way to free the co signer from the obligation. The co signer "could" file suit in court and have a court compel you cooperate. If this is your primary residence, then most courts would require some significant justification for forcing you out. I have seen this happen in cases of divorce, failure to make the monthly payments, and once when a borrower was destroying the home. If the co signer has just "changed their mind about co signing or they are mad at you and want to use this as revenge, then they most likely have an uphill battle ahead of them. Please feel free to contact me any time. I look forward to answering your mortgage questions and helping you with all of your mortgage needs. I am always available for you, your family and friends. Simply click on "TheMortgageExpert" link below. Thank you. Jeff Fullmer Senior Mortgage Planner
What are the poverty helping agencies?
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Where can one get help with credit card debt?
One can get credit card debt help from many agencies dedicated to helping those in financial distress. These agencies will typically loan one a lump sum of cash expecting payments with interest. This makes them money and relieves you of your initial worries.
Can a person remove their name as a cosigner for a vehicle?
No, the primary borrower would need to refinance the vehicle in their name only or with a different co-signer. Person's who agree to being a co-signer usually do so with good intentions of helping out family members or friends. Unfortunately it often turns out badly with the co-signer getting "stuck" with the debt and problems with their personal credit.
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Consumer Credit Companies are reliable in helping you get rid of bad debt, they contact your creditors and negotiate a settlement or monthly payments you can afford.
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Temp agencies are basically organizations in which you are looking or someone is helping you look for a job or a career. Much like a headhunter except temps usually fill temporary jobs.
Is Madonna actually helping international adoption agencies when she adopts?
as much as anyone else who adopts a child from an international adoption agency
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The All Insurance Agency is a corporation which specializes in helping clients choose insurance agencies and policies. It provides information about said insurance agencies (and policies), as well as agents, and personal service.
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The overseas pakistani's valuable contribution has been helping the economy to improve balance trade and payments.
How have Pakistanis working abroad helped the economy?
The overseas pakistani's valuable contribution has been helping the economy to improve balance trade and payments.
