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If your vehicle is involved in a wreck and not your fault do you get what you paid for your vehicle?
Wiki User
∙ 11y ago
You need to get A attorney if you cannot get an amount that makes you happy. DO NOT ACCEPT ANY MONEY OR COMPENSATION from the insurance Co. until you are happy. The job of the ins. adjuster is to give you as little as possible. Tell them what you want, and do not back down. Do not threaten to sue, Just tell them you will retain legal council.
Wiki User
∙ 11y ago
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What if i wreck my vehicle and it's not paid for?
Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.
If a non-owner of a vehicle has a wreck and damage to the car hit is paid by the owner but there is no collision insurance on the vehicle at fault can the drivers insurance be responsible in Tennesse?
No, The vehicle owner chose to accept the risk associated with not having collision coverage. You can not use someone elses policy to cover the owners collision loss.
If you were in a car wreck in a company vehicle and the at faults insurance only paid for half the bills who pays the rest?
You probably would.
You were hit by a car with insurance but your vehicle has none what will happen?
assuming your vehicle was not ''at fault'' at all for the accident, and the insured vehicle was wholely or 100% at fault you will be paid for your damages.......it is possible they could file a report with your state reporting you as uninsured, but doubtful
Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault.AnswerIf you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the owner of the vehicle to have the vehicle insured. AnswerThe law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
If you get in a crash and you have PLPD and the crash is not your fault does your car get paid off?
No, you will only be paid the value of the vehicle. If you are "upside-down" in the loan you will be out the difference between what the vehicle is worth and the loan payoff. If you owe LESS than the vehicle is worth, you will get a little in your pocket when the deal is done.
What can happen if car loans are not paid when there is no vehicle do to a wreck?
Then they will repossess the wrecked vehicle, sell it for what they can get, apply that to the loan balance, and you will be responsible for the balance on the loan. They will sue you in court to get it and will win. Now if you continue to make the loan payments, then none of this will happen. Did you not have insurance on this vehicle?
Can an insurance company claim damages from a person who was involved in an accident with the insured after his vehicle is repaired by the insurance company?
Yes; the process is called subrogation. The insurer that paid for the repair of its's insured's vehicle succeeds to the right of action against the at-fault party for the purpose of collecting that which it paid. The subrogating insurer has no greater rights than its insured did, such that if its insured is found to have been, for example, 30% at fault for the collision (in those states that adhere to comparative negligence), the insurer can recover only 70% of its damages.
If you are struck by another car and hit a telephone pole who is liable for its replacement?
Short answer: the car that initially caused the accident pays. In Texas (and most states), when a person drives a vehicle that he/she owns or drives with permission from the owner of the vehcile, that vehicle is under mandatory law to have a minimum amount of insurance to cover any negligent driving of that driver (in Texas it's $25K for bodily injury and $20K for property damage). The driver that stuck the other car into the pole would be liable ("at-fault") for the property damage to the car it struck and for the pole that was knocked down. The struck car and the city that owns the pole should notify the at-fault driver's insurance company of the claims in order to be paid by the insurance company (up to the policy's limit). Now, if the at-fault vehilcle has no insurance, then the city and the struck vehicle can sue the at-fault driver and obtain a judgment against him/her. Until the judgment is paid, the judgment can be collected upon by seizure of the at-fault driver's non-exempt assests, and his/her drivers license can be suspendend until the judgment is paid. Since about 1/3 of cars on the highway are either uninsured or have just the minimum amount of insurance, it's a very good idea to purchase from your own auto insurance company "Under Insured / Uninsured Motorist Coverage" for just a few dollars more on your premium - you'll be very happy you did if you or your loved one is involved in a bad wreck. Also, another good idea is to purchase "Personal Injury Protection" (PIP) so that you can get your medical bills & lost wages paid quickly if there's ever a dispute as to who's at-fault for a wreck - again, you'll be very happy you did. Any other questions, go to: www.InjuryMasters.com
If you were involved in a multi car accident and you were not at fault does the party at fault have to pay for your damages?
I was in a 3 car accident. An uninsured motorist hit the car in front of me, the second vehicle (who has insurance) then hit my car. Doesn't the car who hit me become responsible for my damages?AnswerYes, the at fault party is responsible for your damages. AnswerKeep in mind, in multi vehicle accidents, usually, the responsible party's insurance co. prorates the amounts paid (up to the policy's limit) among the claimants, meaning that at the end you may still be owed money, which the only way to collect is if you sue the person at fault for the accident.
What happens when damages caused by car wreck exceed the insurance coverage for property damages?
Then, you will seek a civil remedy for the remainder--and accept a payment plan--if it was not your fault. However, if your car was totalled and you still owe money on it, then you will have to keep making payments until it is paid off. If the wreck was your fault and the other person is coming up short, then you may be sued for the remainder, unless you make a settlement agreement (make sure you get legal advice if this is the case).
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
