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Im a cosigner on a loan need to get my name off and file a civil suite on the primary person?
Wiki User
∙ 14y ago
If you are a cosigner on a Federal Student loan, then the only way to get your name off the debt is to get the primary borrower to consolidate the student loan in only his/her name. This will remove you from the debt.
If it's not a student loan, you are stuck. You can file a civil suit regardless, though. It has nothing to do with the loan papers. You signed them and if the other person is not paying, you are next in line for the collection agency. If the civil suit is because the person is not paying the loan, it's not a civil suit. You can't have the person pay YOU so you can pay the loan. They have to pay the loan and if they don't, you are just as responsible as if it was your loan to begin with. Never co-sign!
Wiki User
∙ 14y ago
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