In California What happens to an uninsured driver who is not at fault in a car accident?
They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded.
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages. Read More
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it. Read More
If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible. Read More
What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court. Read More
I hope you had insurance for this. The uninsured motorist will probably be broke Read More
If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second. Read More
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage. Read More
bananners! Read More
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver. Read More
If in an at fault accident and you have no insurance and there is no injurys to either party and no police come and make a report what should the uninsured driver expect in California or any state?
The uninsured driver, assuming they are at fault, can expect to be pursued civilly by either the other driver's insurance company or the other driver. The uninsured motorist can be sued for damages and any other expenses incurred as a result of the accident, including court costs. Read More
If a car is uninsured then you could get fined a big ticket and you could go to jail. It depends really on your background. your welcome macie smithers An uninsured driver will have there linsence revoked or suspened for three years depending on what state your in and what your past record is. Read More
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
It is highly unlikely. Read More
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility. Read More
What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?
If the insurance is not valid on the day of the accident, there is no coverage. Read More
Uninsured driver hits another uninsured driver Your both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended. Read More
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it. Read More
Only if the driver was responsible and only for his liability Read More
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though. Read More
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle. Read More
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist. Read More
Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges Read More
In California what happens if an uninsured unlicensed driver is driving your insured car and has an accident and the other driver is licensed and insured is at fault?
the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE. Read More
If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill. Read More
Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person. Read More
This would require more information to answer. Read More
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver . Read More
Who is responsible when a driver with a suspended license in a borrowed insured car hits an uninsured motorist?
If the driver with the suspended license caused the accident then he/she is responsible. Read More
Generally, you are left holding the bag. Your own insurance has to cover the damages to your car and any personal injury. You could sue the driver of the other car, or the owner of the other car--if they actually stick around. Read More
Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer. Read More
If in an at fault accident and you have no insurance and there is no damage to either party and the police was called to make a report what should the uninsured driver expect in California?
the apponent that does have insuranc eshould pay for any damages Read More
If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you. Read More
How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver. Read More
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car. Read More
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy. Read More
What happens when you are involved in an auto accident and you are uninsured but the other vehicle is insured and you are not at fault but the other driver claims you are?
See this related answer: http://www.answers.com/Q/If_you_are_driving_without_insurance_and_are_involved_in_an_accident_that_is_not_your_fault_who_is_responsible_for_damages_to_your_car_What_legal_consequences_are_involved_for_the_uninsured_driver Read More
My husband was hit by an uninsured driver and he only got a 500.00 fine. Oh, and by the way, the UNINSURED driver just filed a claim with my insurance company, to try to receover damages to his car,WHAT about my damages? So, he is trying to get money in an accident he caused, and was driving around illeagally! How crazy is that! I suggest everyone keep full coverage insurance at all times to cover… Read More
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party. Read More
Turn your information into your insurance company anyway. You should be insured for that anyhow. Let them handle that. Read More
Until you obtain auto insurance and prove to the court that you are now insured. Read More
My insurance canceled uninsured person hits someone in rear what happens to me Read More
If it is the uninsured driver's fault in the accident, you can still file a lawsuit against the uninsured driver but you'll only be able to recover from their personal assets, which in many states won't be much because many states allow you to shield many personal assets from this sort of recovery. You will also be filing a claim against your own Uninsured Motorist (UM) coverage on your insurance policy. Read More
What happens if you have no insurance on a rental car and a signed driver gets into an accident who is responsible for the other cars damages?
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident. Read More
That depends how costly the accident was. If the other driver is uninsured I doubt anything. But if everything is legit and you go get an estimate and your insurance adjuster will discuss that for you. Read More
Whose fault is it if an uninsured driver slides down a snowy unplowed driveway into the illegally parked car of the homeowner?
The fact that the car was illegally parked doesn't matter. The driver of the moving car was responsible to adjust their driving to the road conditions, and to ensure it was safe to proceed. This accident will be the fault of the uninsured driver. Read More
You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?
Its your fault Read More
If you are involved in an accident that is your own fault with an uninsured driver can the uninsured driver and its passengers claim on your insurance although clearly they have broken the law?
Yes they can. They can also sue you in a civil case. Remember, a major reason for having the insurance is to financially protect others from your wrong doing. Read More
No. Uninsured motorist coverage protects the owner of the vehicle which is damaged due to the actions of an uninsured driver of another vehicle (or damage caused by a hit-and-run driver). I think what you are asking is known as a 'permissive' driver - someone who was driving another person's vehicle with the owner's permission, but who is not actually named on the policy. The answer to this is 'probably' depending on the insurance company… Read More
Both the "Driver and the Vehicle Owner" can be held jointly and severally "Liable" for an accident. If the driver of your vehicle was at fault and had the permissive use of your vehicle, Both the driver and the vehicle owner can be sued for damages and injuries. The driver, If at fault, would be financially liable because he was the direct cause of the accident. The vehicle owner is financially liable because of fault… Read More
Can an insurance company representing a driver who wasn't at fault in an accident go after the lien-holder of the vehicle that was driven by an uninsured driver who was at fault?
Yes. See an attorney, before they sue you. Read More
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver Read More