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In NJ if you have a valid drivers license but never drive do you still have to have insurance?
Wiki User
∙ 16y ago
Do you own a vehicle that is driven? If so you would want to have that vehicle insured. Otherwise, no, I see no reason to have auto insurance if you do not own a vehicle and NEVER drive.
Wiki User
∙ 16y ago
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What insurance company provides insurance for a person who never had a drivers license?
There are insurance companies that will write insurance for people who have never had a license. You will need to go see and independent agent who represents many different companies so he or she can find what you need. The key is that a company will write you insurance for a vehicle that you own if you do not have a license but you will be excluded as a driver and you need to list any drivers that may drive you around in your car. This means that you cannot drive the car for any reason and not coverage will be provided if you do drive.
Does a person have to have a valid drivers license for their car insurance to be valid?
no I knew somebody who transferred her husband's registration and insurance to her name after he died, but she never drove even once in her life (and so was never licenced to drive).
Can the police stop you and check your drivers license and insurance when ever they want to?
Well they can check you're license when they want to, but I never heard of them checking car insurance.
Could a commercial drivers license raise your personal auto insurance rates?
I have had one forever, and no it doesn't or never has.
What is the difference between a cancelled drivers license and a suspended drivers license in Florida?
A cancelled license means you will have to go to court, and possibly will never drive AGAIN. When it's cancelled, you will have to go to court, and only they can give it back.
Can you drive with an American drivers license at age 16 in France?
You can drive with some American driving licenses in France (not all states have their license recognized as valid), but never under age 18 which is the legal minimum age to drive.
When did Pope Benedict first drive the Popemobile?
Pope Benedict XVI held a pilots license but never had a drivers license so it is unlikely he ever drove the Popemobile.
What car does Russell brand drive?
Russell Brand doesn't drive a car, as he has never taken a driving test, and doesn't have a drivers license.
Can you retake your drivers test as if you never had a license to obtain a drivers license because you have a suspended drives license?
No. It's not just the license that's suspended, it's your right to have a license.
Do you have to pay insurance if you have a license but are not driving?
No, if you never drive, you don't need insurance. You need insurance if you own a vehicle. And, if you drive someone else's car and get in an accident and don't have insurance it could be a big mess. Call a few insurance agencies and see what they recommend if you plan to drive at all. And, if you do not drive at all, you might want to reconsider the added expense (small though it might be) of obtaining a driver's license when a state ID will satisfy any potential legal requirements for carrying identification.
Do you need to take drivers- ed and a behind the wheel course to get a permit?
yeah u need to take drivers ed to get a permit No. There's dozens of kids at my school with a license that never took drive ed.
Do you have to have a drivers license when you get insurance on a new car?
Insurance without a Drivers LicenseYes, You can buy and insure a car without a Drivers License. You just can't drive it off the lot.Most states now require Auto Dealers to verify your drivers license and liability coverage before a customer drives off the lot with a purchase. This is to protect the car buyer as well as the rest of the public from the consequences of an accident with an uninsured driver.One of the times that we as drivers are at higher risk of being involved in an at fault accident is after the purchase of a vehicle when we may not yet be accustomed to the subtleties and handling characteristics of a recently acquired vehicle.State law requires that you have the minimum liability and medical limits required in order to operate a vehicle on public roads. Private roads and off road is another matter.A vehicle can be purchased and shipped where insuring arrangements are being made elsewhere before operation. Some vehicles are purchased strictly for off road use or Farm use and may never need a license or insurance.You can certainly buy property insurance without a drivers license, other valid ID is sufficient . Most insurance companies will require a drivers license to buy Auto Liability Insurance, others will let you buy it and then go get the license, they may require you obtain the license within 30 days. After all, you need the insurance in order to take the drivers test.Happy Motoring____________________________________________________________________More input from other FAQ Farmers:I am unaware of a company that sells insurance to people without a drivers license number first on file. This is usually necessary to check for tickets and / or accidents. Check with your local state DOI (Dept of Insurance) for state specific laws and regulations that you & the insurance company may be subject to.My company would insure you, but if there was a claim we would not pay it.
