It is probably stated in your finance or lease agreement that if you don't make your payments on time that the finance company has the right to repossess the vehicle. Consider yourself informed. Long story short, if you don't want your vehicle repossessed you need to make your payments.
Yes
the lienholder can repo at anytime as long as there is NO breach of peace.
No. because not verifying the vin could lead to a misrepo of another vehicle for which the repo company would be sued.
Yes, as long as the property is not attached to the vehicle as in wheels, radio, etc.
when repo man repossess the car and was in an accident before you can get it back, what happens
The "repo" man does not have to inform you if he is at your residence to repossess your vehicle. Once the vehicle has been repossessed he must call it in to either the local police department or Sheriff department. This will prevent any false stolen car reports. Also, the "repo" man does not have the authority to go into your garage or involve the police in the act of repossessing your vehicle. So, if for some reason the "repo" man does get into contact with you and threatens you by saying that he has called the police, he is lying. Bottom line, just pay your bills and you won't have to worry about the "repo" man.
You can take possession of it for an unpaid mechanic's lien, yes.
The same way a loan company does, HIRE a REAL repo agency to do the job.
Yes, it is true that repossession agents must verify VINs before taking a vehicle. They have to be certain that they have the correct vehicle.
im Missouri it is 10 days after repo, the title can be filed for repo by institution.
Yes they can repo if they catch the insurance lapse. Most financed vehicles have a Full Coverage clause that you signed and agreed to when you contracted to finance the vehicle.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.