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If you mean it was burned in a house fire yes it would be covered under your home contents coverage.

If your asking about an old lawn mower with a burned out motor not related to a house fire, then no it wouldn't be a covered loss.

Homeowners insurance is Hazard insurance that provides coverage for your home and contents from losses resulting from the covered perils listed. Typical perils are Fire. Wind, Hail, falling objects etc.

In the UK most reputable Insurance Companies will include the contents of the Garage and other outbuldings, for fire damage, theft etc. the level of cover depends on your policy.

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Q: Is a burned mower covered by home owners insurance?
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