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The policy is paid to the beneficiary. It should be placed in trust for the child if the child is a minor. If the child is an adult, the proceeds will be sent to the named beneficiary.

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Q: Is a spouse entitled to part of life insurance benefits even if child is named as beneficiary?
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Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?

No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.


What if a spouse dies and you may be a beneficiary to their 401k but you divorced 10 years ago are you still eligble?

IF you are still the beneficiary on file for your ex-spouse then you are legally entitled to that money. If there was an updated beneficiary that lists other people as the beneficiary then you are not. On caveat is if you are listed as the beneficiary and the ex-spouse has a will in place that leaves the account to someone else, then you are not entitled.


When there is Life insurance on a spouse that has an ex-wife and minor child and spouse that dies is behind in child support can ex-wife take life insurance benefits that are the current spouses?

No, if she was the named beneficiary the benefits belongs to her, and she has no legal responsibility for the deceased's children.


Can your ex spouse be on your insurance policy?

You can name anyone as beneficiary.


Can an ex lay claim to their former spouse's life insurance if a new spouse was named as the beneficiary?

No.


How can a person be a beneficiary of a life insurance policy if the spouse of the deceased is still alive?

In rare cases, a person will make a close friend or relative the beneficiary of their life insurance policy instead of their spouse.


If you take out a life insurance policy name your father as beneficiary and then get married but don't change the beneficiary to your spouse does the spouse have any rights to the policy?

No. The beneficiary is whoever is specifically named on the policy.


Who collects when there's no beneficiary on a life insurance policy?

who collects the life insurance in a marriage when one spouse dies and theres no beneficiary on file


Are you entitled to receive benefits from your spouse's pension if he dies and you are legally separated?

The length of the marriage is what usually determines if a spouse or ex spouse is entitled to any pension benefits either private, SS or RRB.


If there is no beneficiary to your fathers 401k plan are you entitled to anything?

Probably Spouse first, then his Estate then the children.


How do you add a spouse to your life insurance?

Your spouse can get a separate policy (usually cheaper) or you can contact your insurance company to get the right paperwork for adding your spouse. Adding your spouse as a beneficiary, your agent can help.


Can a claim on your dead husbands estate also include life insurance to spouse?

If the life insurance policy had listed as the beneficiary the spouse only then it is not considered part of the estate and is not subject to claims. If the beneficiary is the estate then it is subject to claims. The only problem with the spouse being the only beneficiary is if she was a party to the claims personally then perhaps she and the proceeds from the life insurance could be subject to these claims.