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No, it is not.

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13y ago
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Q: Is delayed entry status considered active duty for vehicle insurance purposes?
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When is a vehicle considered a commercial vehicle?

When it is used for commercial purposes.


What kind of insurance is required for a commercial vehicle?

A commercial vehicle such as a truck or limo needs to have a very high coverage cost because they are used for commercial purposes. The most common insurance for them is comprehensive insurance.


What types of vehicles qualify for a commercial vehicle loan?

Any vehicle that is going to be used for commercial purposes would qualify for a commercial vehicle loan. You will also have to have commercial insurance on the vehicle.


Can your employer insist that you carry full coverage auto insurance?

If your vehicle is being used for company/business purposes, yes.


If a wheelchair van owner has no insurance on their vehicle what insurance coverages are covered by the fully insured drivers own insurance if they are a caregiver of the owner?

Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.


Is a snowmobile considered a recreational vehicle for federal income tax purposes?

I have never paid tax for mine


Does your insurance cover you if you crash a car while test driving?

You should have coverages available but your policy is considered secondary to the insurance that is on the vehicle.


Is a mercury mariner a non-commercial vehicle?

The Mercury Mariner is a passenger vehicle. It's only a commercial vehicle if used for commercial purposes. If it has passenger plates, it is not considered a commercial vehicle, and is not subject to commercial vehicle restrictions.


Can insure a vehicle twice?

No, you cannot insure a vehicle twice with two different insurance policies simultaneously. This is considered double coverage and is not allowed as it can lead to insurance fraud. You must choose a single insurance policy to cover your vehicle.


Do I need commercial vehicle insurance?

You must have adequate coverage regardless of whether or not the vehicle is commercial or not. If you're a business person then insurance upon your vehicles is often a tax deductible business expense so long as you're definitely using the vehicles for commercial purposes.


What do you do if it costs more to fix a wrecked automobile than the vehicle is worth?

If you have physical damage coverage on your policy and the cost to repair the vehicle is more than the value of the vehicle then the insurance company will total the vehicle. In the case of a total loss, the insurance company will pay you the actual cash value of the vehicle less any deductible you have. On all insurance policies, where you have physical damage coverage, the insurance company has the option to repair the vehicle, pay the actual cash value of the vehicle, or replace the vehicle. Companies never replace the vehicle.


Can you add drivers to your vehicle without them being on the title?

"Adding Drivers" I presume you mean for insurance purposes? Has nothing to do with ownership (title). So yes.