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Yes, this is fraud. Impersonating another person is a crime, yes. Somebody is going to figure out that he is dead sooner or later, and the police will want to talk to you.

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15y ago
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Q: Is filing mortgage loans under deceased husbands name considered a crime?
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You are filing bk chapter 7 but spouse is not your house is just in your name you also have land that has a mortgage in just your husbands name but both names are on deed will the land get taken from?

Ownership of real property is determined by the names on the deed.


If you are a joint mortgage holder and the other person on the mortgage files bankruptcy how does that impact the mortgage?

The house won't be affected at all UNLESS... The person filing BK is filing it on the house as well whether it be a 13 (repayment) or a chap 7


Mortgage lates after filing chapter 7 Can a mortgage company report lates after filing of a chapter 7 and before a discharge?

Yes. That reporting to a credit agency of an item of fact, is not an attempt to collect the debt. Your not expecting you mortgage debt to be discharged are you?


Will filing chapter 7 save a home?

No. You still have to pay the mortgage.


Do you have to pay off mortgage arrears prior to chapter 7 filing?

no


Will bankruptcy protect me from foreclosure by my mortgage company?

Yes, bankruptcy protect you from foreclosure by your mortgage company. You can read more at www.hirby.com/mortgage-lender-filing-for-bankruptcy


Where do you pay discharge of mortgage fee?

If the mortgage has been paid and you receive a discharge from the mortgage holder, it must be recorded in the place where deeds are recorded and the filing fee paid there.


Can you get a reverse mortgage if you file bankruptcy?

Yes, a reverse mortgage does not have any credit requirements, however if you are in bankruptcy or filing one you may need court approval to do the reverse mortgage.


Can you keep your home after filing bankruptcy if you have a second mortgage if you want to reaffirm with your first mortgage?

Whether or not a home is forfeited depends on the state or federal homestead exemption, and if the lender is willing to reaffirm the loan agreement. Second mortgages are considered secured debt and have the same legal standing as first mortgages.


Is tax on continuing a second mortgage deductible after filing for a first foreclosure?

Even if you have had a foreclosure, tax on a second mortgage or home equity loan is still deductible.


In California the estate of a deceased individual needs to exceed what amount before a probate filing is required?

It depends upon many factors, such as if the deceased died intestate (or without a will), or if the deceased had a trust. It is best to consult an attorney for this matter.


Do you have to pay your mortgage after filing a land patent?

of course you don't need to pay cause you owned the lot.