I think harassment is always against the law.
But, unless your receiving several letters in the mail a day, (and I'm not sure even then), would it possibly be considered harassment.
You should have no problems filing an amendment to add the creditor.
File a proof of claim
If you are sued and a creditor gets a judgment against you, you may be able to discharge your personal liability on that judgment in a Chapter 7 bankruptcy. This will depend on whether the underlying debt is dischargeable (meaning you can wipe it out in bankruptcy) or nondischargeable.
By filing a proof of Claim, or by addressing questions/arguments to the court
Any creditor not included in a bankruptcy discharge retains the right to continue attempting to collect a debt. That would include using legal remedy in the form of a lawsuit against the debtor.
No. Sometimes it will be reported as "Included in Bankruptcy"
Yes, a corporation can be forced into bankruptcy. It isn't easy, and is costly, and of course has to have some real justification...and of course, may well get you nothing. If you have the justification, or can benefit by doing so, can not be answered here.
If bankruptcy is over and the debt was discharged, they creditor is forever barred from taking any action to collect the debt. If the bankruptcy is still pending, the debtor cannot contact you without permission from the bankruptcy court. In either case, you may have a claim for damages against the debt collector.
It really depends on the type of bankruptcy petition you file. If you file for Chapter 7 bankruptcy the creditor who put the lien on your car may be able to take your vehicle. If you file for Chapter 13 bankruptcy you'll have the opportunity to make payment arrangements with your creditor and in that case you should get the title back after all of your payments are made and your amended. contract with the creditor has been fulfilled.
Yes, most judgments can be discharged in a chapter 7 bankruptcy.
Yes, if you include the guarantee you made to the creditor in the bk.
It doesn't. The homestead exemption protects property from being seized in a bankruptcy procedure or by creditor judgment. The lender does not relinquish the right to foreclose on property regardless of the status of the bankruptcy filing. Bankruptcy only temporarily halts the foreclosure of secured property.