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I think harassment is always against the law.

But, unless your receiving several letters in the mail a day, (and I'm not sure even then), would it possibly be considered harassment.

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16y ago
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Q: Is harassment by creditor through mail against the law after you have been cleared by filing chapter 7 bankruptcy?
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If you file for chapter 7 bankruptcy and have the first meeting with the treasurer can you still add a creditor to the bankruptcy?

You should have no problems filing an amendment to add the creditor.


If you are not listed as creditor on chapter 11 bankruptcy?

File a proof of claim


Will filing bankruptcy eliminate criminal court fees?

If you are sued and a creditor gets a judgment against you, you may be able to discharge your personal liability on that judgment in a Chapter 7 bankruptcy. This will depend on whether the underlying debt is dischargeable (meaning you can wipe it out in bankruptcy) or nondischargeable.


How does a creditor answer Chapter 7 bankruptcy?

By filing a proof of Claim, or by addressing questions/arguments to the court


What is the consequence to the debtor if you are an unnamed creditor in a Chapter 7 and should be?

Any creditor not included in a bankruptcy discharge retains the right to continue attempting to collect a debt. That would include using legal remedy in the form of a lawsuit against the debtor.


When a creditor is paid-off through a Chapter 13 Bankruptcy is the creditors information automatically removed from your credit history?

No. Sometimes it will be reported as "Included in Bankruptcy"


Can a creditor force a debtor into an involuntary chapter 7 bankruptcy?

Yes, a corporation can be forced into bankruptcy. It isn't easy, and is costly, and of course has to have some real justification...and of course, may well get you nothing. If you have the justification, or can benefit by doing so, can not be answered here.


Can a debt collector demand payment for an amount that has been included in a chapter thirteen bankruptcy?

If bankruptcy is over and the debt was discharged, they creditor is forever barred from taking any action to collect the debt. If the bankruptcy is still pending, the debtor cannot contact you without permission from the bankruptcy court. In either case, you may have a claim for damages against the debt collector.


If you filed bankruptcy and one of the creditors had a lien on a car do you get the title back after the bankruptcy is final?

It really depends on the type of bankruptcy petition you file. If you file for Chapter 7 bankruptcy the creditor who put the lien on your car may be able to take your vehicle. If you file for Chapter 13 bankruptcy you'll have the opportunity to make payment arrangements with your creditor and in that case you should get the title back after all of your payments are made and your amended. contract with the creditor has been fulfilled.


Can the debtor file for bankruptcy after a creditor is awarded a default judgment because the debtor did not make a court appearance?

Yes, most judgments can be discharged in a chapter 7 bankruptcy.


Does a personal chapter 7 bankruptcy cover a corporation personal guarantee?

Yes, if you include the guarantee you made to the creditor in the bk.


How can the homestead exemption help against foreclosure in a possible Chapter 13 dismissal?

It doesn't. The homestead exemption protects property from being seized in a bankruptcy procedure or by creditor judgment. The lender does not relinquish the right to foreclose on property regardless of the status of the bankruptcy filing. Bankruptcy only temporarily halts the foreclosure of secured property.