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Q: Is it easier to get a new car with bad credit than a used car?
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What are two companies that will offer a personal loan to someone with bad credit?

Two companies that will offer a personal loan to someone with bad credit are United Lending Services and Cash Loan City. It is easier for someone with bad credit to get a personal loan from Credit Unions than from banks.


How do you get a car lease with bad credit?

If is difficult for you to get a lease with bad credit, due to the fact new car dealers require a much higher credit score, usually 650 and higher to qualify for a lease. But you can always finance a used car relatively easier.


Is no credit worse than bad credit?

Not having a credit history is better than having a bad credit history. Bad credit is very bad... No credit is good. you are now ready to apply for credit. Start small, like a department store credit card. You must establish credit and use it in order to get a credit rating.


Does being a Wal-Mart employee make it easier to get a Wal-mart credit card if you have bad credit?

That's like asking is it easier to go to prison if you are an escapee.


Can i finance or lease after repossession?

In many cases yes. While the repossession will negatively affect your credit rating, your record still indicates you have had credit. It is actually easier for those with bad creidt to get a loan than those with no credit. It will just cost you more in interest.


Can I get a home loan if I have bad credit?

It is tough to get a home loan with bad credit, however you may be able to get a home loan with a higher interest rate. It will also be easier if you can find a cosignor.


Can I obtain a credit card with my bad credit?

Yes you can in fact get a credit card with bad credit. You will have to pay a high interest rate than others because of this though.


Do you need to have good credit?

It would be better than having bad credit.


What is offered by Build My Credit?

The company known as Build my Credit offers a service that helps improve your credit score allowing for you to get loans and mortgages easier. They can help you whether you have no credit history or have a bad credit history.


Is it very difficult to get car loans for bad credit?

It is easier for a person with bad credit to get a car loan than almost any other type of loan because studies have shown that an auto loan is the loan people will try their hardest to pay. However, a person with bad credit may have fewer lenders to choose from because many major auto companies only finance borrowers with higher credit scores. Also, a person with bad credit will face much higher interest rates.


Is having no credit the same as having bad credit?

no, it is a thin file and will show as a 0, bad credit will show a score of 350-less than 600


Where can i get a bad credit business loan?

You need Business Loan or Government Grants for starting small business. This answer should be broken up into 2 parts. The first part addresses bad credit personal loans. Credit.com has a trusted site that focuses on finding individuals personal loans with bad credit. The second part of this answer addresses bad credit business loans. Finding a business loan with bad credit is much easier for a business than an individual. Private lenders today like ShieldFunding.com offer business loans with bad credit and small business owners get approved based mostly on the strength of company revenues.