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Is it easy to get a home loan?

Updated: 9/18/2023
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13y ago

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Depends on your credit score, your available equity, your income, the stability of your work history, the market and the condition of the home you are trying to purchase.

It also depends on who you get your loan through. A credit union is generally stricter on who it will approve, but generally has better rates, while a mortgage company will be less likely to turn you down but generally give you higher interest rates.

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