Technically it might be, but in practice it doesn't really matter, as it's not something you'd be prosecuted for. If you don't voluntarily hand over the key, the lienholder will just send out a repo agent who will take the car without it. Offering to turn the key over may give you a little bit more control over when this happens instead of simply coming out of work one evening to find the car gone. As long as the lienholder thinks you're acting in good faith they may consider it less of a hassle to let you keep the car an extra day or two than to have it physically repossessed.
The repo-man doesn't have to give his name. He can only tell you which bank sent him & where you can pick up your car when bank okay's it
No
Probably not, but there is a good possibility that you'll be watched.
when they repossess your car it makes sense that you would get it in the mail with a notice.
Yes it can.
Generally speaking, no.
The local police or the lender can tell you who has the car.
Yes
Sure
It depends on the reasons the car was repossessed and what the local laws are. If the car is being held as evidence or to be processed for evidence, it can be held as long as it is needed.
The length of time that a car payment can be late without being repossessed will depend on the bank or car dealers agreements. Payments made after a month may be in jeopardy of being repossessed.
The owner of the car (person(s)) who took the loan on the car are responsible