repo men are allowed to be on the property... once they have possession of the car, it is legally theres.
Some states do not allow a felon to be a repo man. Other states do allow them to be in this position with the correct licensing.
not if your a repo person with a licence
Yes, afterall, the repo-car is still the legal property of the person who has sent the repo-guy to retrieve it.
No, if the car does not have a lien, then the dealer has no legal interest in it.I'm not sure why a dealer would even try to repo something they had no legal interest in.
You need to have a lien on the vehicle and reasonable cause to repo it, whether it be late payments, risk of losing the vehicle in impound, etc.
Only a prosecuter can prosectute. It is legal to repo a car from anywhere as long as they dont "breach the peace" to get to it. That is, they cant break & enter or physically move you out of the way.
There is a legal process that has to be followed and it depends on the state you live in. Most local laws require the bank to allow you 10 days to come up with the back payments and any new fees. If that time period has pasted then more than likely the sale was legal.
The car is not yours, it belongs to whoever got the repo company to collect it. They can decide what happens to the car, if they instruct the repo company to break into it, then that's what will happen.
Again, can you PROVE they were NOT at your relatives home when they called?? IF so, call a local attorney ASAP for state/case specific legal advice. No it is not legal and that very well may be a federal crime.You need to sue the bank not the repo you can sue under the Fair Credit law .If you ask them to stop calling you they must.The above poster is wrong he is a repo guy who defends repo morons no matter what they do!
yes you can repo on work property as long as the work does not tell you other wise IE most hospitals will not allow you to repo on there property
The difference in what the car sells for and the balance on the loan, plus repo, and administrative costs. Very, very, bad idea to allow this to happen. Sit down with the lender and work something out. They do not want to repo your car. Voluntary repossession hurts your credit just as much as them initiating the repo. Your credit will suffer for 7 years. Do not allow this to happen, if at all possible,
No, unless it was self-defense. A repo man cannot use force on your person, it is assault and against the Fair Debt Collection Act. If force was used you need to file a report with the police immediately.