Divorce and Marriage Law
Insurance
Medical Insurance

Is it legal for a spouse to drop you from their health insurance before you are divorced?

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2008-07-30 13:52:37
2008-07-30 13:52:37

If you're not divorced, you're husband may still be responsible for your medical bills. Check the Family Law Code in your state...You would still be entitled to COBRA.

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It is not illegal for a spouse to cancel health insurance before another spouse files divorce. However, if a current legal separation agreement is in place that allows for health insurance, then it can not be cancelled.

No, you do not have to include your spouse on your health insurance. have to include spouse on health insurance?

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In general, there is no legal requirement that a spouse be insured on the other spouse's health insurance. A major exception to this general rule would be, for example, if the parties were to be divorced and a provision of the settlement agreement or judgment required otherwise.

I believe you are both responsible for any bills incurred (such as health care costs) until you are divorced, so in some cases it would behoove a spouse to keep coverage on the other spouse so that they don't end up responsible for a large bill in the case of an accident or serious illness. However, if there is a separation agreement with a clause about neither party being responsible for any debts incurred after the signing of the agreement, one may be able to drop their spouse from insurance without issue.

I don't think so i think you need a special health insurance for that

In the U.S. and Canada, a divorce normally disqualifies the spouse from military medical benefits.

Your health insurance will not cover your pets. It will usually cover children and spouse. Pets are not considered to be human beings by insurance companies.

No. Once divorced, your ex-spouse has no legal relation to you. They are no longer your kin.No. Once divorced, your ex-spouse has no legal relation to you. They are no longer your kin.No. Once divorced, your ex-spouse has no legal relation to you. They are no longer your kin.No. Once divorced, your ex-spouse has no legal relation to you. They are no longer your kin.

That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.

Yes, if the owner of the policy does not file a change of beneficiary the insurance will have to pay the proceeds to the person who is named on the policy.

A husband is not legally responsible to have health insurance for his wife. Many employees opt not to have health insurance for themselves. Health insurance is a voluntary election and no law exists making it otherwise. However, do be aware that any medical-related debts incurred by one spouse are considered "common" debts, and as such, the other spouse is legally required to pay for them. In the event of a divorce, said debts would be even divided between the spouses, even if only one spouse incurred them.

Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.

I don't know about the legal ramifications but as a general rule, if an employee goes to his HR dept and asks to have his spouse and dependents removed from his health insurance policy they will do so without question. I don't think the employer has any obligation to require the employee prove they have the right to do so.

Only one company can pay out on the health insurance so it is a waste of money being insured twice, and also it will save you the tax you are paying on the premiums.

Generally, your employer will allow you to remove your spouse only during an annual drop/add period. Legally, a spouse is not required to provide health insurance for the other spouse unless directed by court order. However, courts often have "standing orders" where in parties filing divorce are prevented from doing such things.

the spouse should take the advantage of her husband. And she should not be strained and she should take rest.

Generally, insurance companies do not allow an ex-spouse to be carried on a policy after a divorce. Children, however, are able to be carried.

To my knowledge- No they cannot. It almost comes down to discrimination. If they offer insurance to one spouse then your employer shouldn't be able to turn to another person and say "sorry.. your spouse has health insurance options at her job.. denied!" You will be the one paying the premium to carry your spouse! I have honestly never heard of this happening. You should contact your corporate HR though. Hope this is helpful:) Evan

It wouldn't be a good idea, because there are deductibles, co-pays, etc. not covered by Medicare.

no there is no medicare insurance for spouse. Medicare insurance covers the claims only for the self and not fore the insured persons like spouse.

If your first spouse is still alive and you are not divorced, then you are still married to that spouse and if you remarry it is the crime of bigamy.

NO.. divorced means you cut all ties with your spouse ...


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