Is it legal in the state of Washington to repossess a car?


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2015-07-16 18:12:23
2015-07-16 18:12:23

YES, its legal. RCW TITLES >> TITLE 62A >> CHAPTER 62A.9A >> SECTION 62A.9A.609 Print Version 62A.9A-608 62A.9A-610

RCW 62A.9A-609 Secured party's right to take possession after default. (a) Possession; rendering equipment unusable; disposition on debtor's premises. After default, a secured party:

(1) May take possession of the collateral; and

(2) Without removal, may render equipment unusable and dispose of collateral on a debtor's premises under RCW 62A.9A-610.

(b) Judicial and nonjudicial process. A secured party may proceed under subsection (a) of this section:

(1) Pursuant to judicial process; or

(2) Without judicial process, if it proceeds without breach of the peace.


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Yes. A lienholder is the lawful and sole owner of that vehicle, and it doesn't matter where they repossess it from, so long as they do it in accordance with state laws for repossession.

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A person must be 18 years old in the state of Washington before they can get a car in their own name. A person can always buy a car and put the car in their parents name until they are of legal age.

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Yes. The lienholder is the rightful, legal owner of the vehicle, and can take possession of that vehicle anywhere.

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The state doesn't repossess your car - private companies do that on behalf of the lienholder. They don't charge you for private property left in your car when they repossess it - that would be illegal. They charge a "storage fee" for the items they remove from your car. Underhanded, yes, but they can legally do it.

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