YES, its legal.http://www.leg.wa.gov/RCW/index.cfm?section=62A.9A-609&fuseaction=section RCW TITLES >> TITLE 62A >> CHAPTER 62A.9A >> SECTION 62A.9A.609 Print Version 62A.9A-608 62A.9A-610
RCW 62A.9A-609 Secured party's right to take possession after default. (a) Possession; rendering equipment unusable; disposition on debtor's premises. After default, a secured party:
(1) May take possession of the collateral; and
(2) Without removal, may render equipment unusable and dispose of collateral on a debtor's premises under RCW 62A.9A-610.
(b) Judicial and nonjudicial process. A secured party may proceed under subsection (a) of this section:
(1) Pursuant to judicial process; or
(2) Without judicial process, if it proceeds without breach of the peace.
The state doesn't repossess your car - private companies do that on behalf of the lienholder. They don't charge you for private property left in your car when they repossess it - that would be illegal. They charge a "storage fee" for the items they remove from your car. Underhanded, yes, but they can legally do it.
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