Assuming that you have collision coverage, you are under no obligation to have your insurer pay for the repairs to your car. You are free to pay for the repairs yourself.
If there was another vehicle involved, and you were At Fault for the collision, other considerations exist. The other person involved will likely want to assert a claim with your insurer to ensure that damages get covered. However, if you can reach an agreement to pay for the other party's damages yourself, you may be able to circumvent having a claim filed.
Claims are made by contacting the insurance company directly. It is important to let the company know that you will be filing a claim as soon as possible so that you do not forget.
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
You do. You can always file a claim. The insurance company may not honor the claim and may reject it, but they can't stop you from filing one.
You can receive advice for filing an insurance claim online at websites such as Huffington Post, USAA, and Yahoo! Financial. You can also contact the company you have insurance through and they should help you with the process.
Your auto insurance claim has nothing to do with filing your income taxes. You file your auto claim by notifying your agent right when the incident occurs so they can start working on the claim as fast as possible.
It is up to the insurance company to seek damages, not you.
A timely limit in filing a claim with AARP health insurance is 30 days. It is always recommended to file as soon as possible.
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
It would definitely depend on your insurance company. My insurance company like me to call them when I need to file an insurance claim and then I talk to an agent who takes down the specifics. If you have a personal agent you would want to contact him or her.
"The process of filing an auto accident claim varies from company to company. It is reccommended that one document the event requiring the filing of a claim as thoroughly as possible, and that these details are kept handy while the claim is filed."
You have a duty under the insurance contract to notify the insurance company, they will either require you to give them the ring or let you keep it.
It goes on your record and your insurance rates get adjusted.