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Assuming that you have collision coverage, you are under no obligation to have your insurer pay for the repairs to your car. You are free to pay for the repairs yourself.

If there was another vehicle involved, and you were At Fault for the collision, other considerations exist. The other person involved will likely want to assert a claim with your insurer to ensure that damages get covered. However, if you can reach an agreement to pay for the other party's damages yourself, you may be able to circumvent having a claim filed.

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Q: Is it possible to ask a car insurance company to stay away from filing a claim?
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Related questions

How could one make an Insurance claim?

Claims are made by contacting the insurance company directly. It is important to let the company know that you will be filing a claim as soon as possible so that you do not forget.


What if the delay in filing an insurance claim is the fault of the insurance company?

That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.


Who decides if you can file an insurance claim?

You do. You can always file a claim. The insurance company may not honor the claim and may reject it, but they can't stop you from filing one.


Where can one get advice for filing an insurance claim?

You can receive advice for filing an insurance claim online at websites such as Huffington Post, USAA, and Yahoo! Financial. You can also contact the company you have insurance through and they should help you with the process.


Do you need to file your auto insurance claim with your taxes when filing them?

Your auto insurance claim has nothing to do with filing your income taxes. You file your auto claim by notifying your agent right when the incident occurs so they can start working on the claim as fast as possible.


Can I sue my neighbor for filing fraudulent claim against my home owners insurance?

It is up to the insurance company to seek damages, not you.


What is timely filing limit for AARP health insurance?

A timely limit in filing a claim with AARP health insurance is 30 days. It is always recommended to file as soon as possible.


What is the first step for filing a motor accident claim?

The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.


How do you go about filing an injury claim with your insurance?

It would definitely depend on your insurance company. My insurance company like me to call them when I need to file an insurance claim and then I talk to an agent who takes down the specifics. If you have a personal agent you would want to contact him or her.


How does one file an auto accident claim?

"The process of filing an auto accident claim varies from company to company. It is reccommended that one document the event requiring the filing of a claim as thoroughly as possible, and that these details are kept handy while the claim is filed."


Found ring after filing insurance claim?

You have a duty under the insurance contract to notify the insurance company, they will either require you to give them the ring or let you keep it.


How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?

It goes on your record and your insurance rates get adjusted.