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Is it possible to get a mortgage in my name if i already have a joint mortgage?
Wiki User
∙ 15y ago
Sure, as long as your resulting monthly payment and downpayment are within the lending instiutitions acceptable guidelines for "loan to value" and "debt to income" ratios and your credit rating is good, you can qualify for any type of new loan, including a mortgage.
Wiki User
∙ 15y ago
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Can you take your partners name of a joint mortgage if they are not paying their half of the mortgage as per agreement?
no
What happens to the joint mortgage holder of a take over mortgage if the original mortgage holder pays the loan?
The joint person is still responsible until the loan is paid off or refinanced out of the person's joint name.
Is it possible to remove your wifes name of a mortgage?
You would need to pay off that mortgage and refinance in your sole name.
How can i take my name off a joint mortgage that i have not lived in or 10 years?
The lender must approve.
How much does it cost to take your name off a joint mortgage?
Probably can be done for half of the remainder of mortgage cost (And a little bit extra for costs)
Your name is on the deed to a house but not on the loan are you entitled to half of equity?
Yes. If you are a joint fee owner and you didn't sign the mortgage then your half interest is free of the mortgage.
Can you name the joint at arm?
Ball and socket joint The arm movement is possible because of ball and socket joint.
If a Joint Tenant has the mortgage in his name and the other joint tenant defaults on his home equity loans what are the legal ramifications to the mortgage holder?
This sounds like a real mess. It sounds like two joint tenants own a piece of property in common with one having the mortgage in his name. The other joint tenant has a piece of property that has a home equity loan about to go into default. In one state the joint tenant with the home equity in default would lose that piece of property. It would not affect the piece of property he or she owned with a different person.
If your fiance has already been approved but you are not working right now can he put your name on the mortgage?
In order for your name to be on the mortgage, you would have to be a co-borrower, in which case your income, credit and liability information would have to be considered in qualifying the mortgage.
How can you transfer your mortgage to your mother who has less than perfect credit if both of your names are already on the deed?
You can't transfer the mortgage, but you can remortgage in her name only.
What are your rights with joint mortgage and you have split up and am am now paying all mortgage?
Each person who signed the mortgage is responsible for paying that debt. You should discuss your situation with an attorney, especially if the other person's name is also on the deed.
How much does it cost to come out of a legally binding joint mortgage if an ex is buying you out?
You cannot "get out of" a mortgage. The mortgage must be paid off and refinanced in the name of the new single owner. That issue should be addressed in every divorce agreement.
