In order for your name to be on the mortgage, you would have to be a co-borrower, in which case your income, credit and liability information would have to be considered in qualifying the mortgage.
Yes, if both people apply for a joint loan, both credit reports will be used to determine the elgibility of the borrowers.
It shouldn't be, but then credit bureaus are rather notorious for errors in reporting. Generally debt incurred separately is reported as such. Joint accounts may or may not appear on a report as joint debt. Any problem that arises might be with the lender rather than the CRA's.
been engaged
It is hard but not impossible. I have spoken to several mortgage lenders, and almost all of the lenders agree that two years is the amount of time after your bankruptcy discharge that it takes to be able to get a decent mortgage. Granted, you may be able to get a mortgage sooner, but your terms (i.e. interest rate, etc.) will not be as attractive as it would be if you can wait 2 years. Considering that you'll be paying that interest for up to 30 years, it definitely saves you a lot of money if you can wait long enough after the discharge to get a good interest rate. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
Yes. More specficially a fiance. They will be married in July 2013.
If the offer hasn't been made yet, there is no mortgage, your fiance is simply pre-approved for a certain amount. Until the deal actually closes, the mortgage isn't in effect.Most lenders would not have a problem with adding an additional name; it's one more person they could theoretically go after if the mortgage defaults, and if they're willing to bet that your fiance can make the payments, betting that between your fiance and you you'll be able to make the payments is kind of a no-brainer.
Do you understand what a fiance is? You probably should have already kissed...
Not right away. You enter the US with your fiance visa, get married within 3 months and wait for your employment to be approved which takes anywhere from 6 months to a year.
Yes provided your fiance has no other visa and not already in US. For marriage purpose, its important for your fiance to enter US with a fiance visa and also to get married within 90 days after entering US else she would have to return to home country.
Assuming your fiance's spouse has died or they have received an annullment, stop being jealous it's bad for you. Otherwise, don't try to marry this person because it would be adultry.
The I-129f is the petition that is filed for an alien fiance' to receive a K-1 fiance' visa. The petiton is usually approved but the K-1 may not be and if it isn't, I'm sure there is an appeal process.
The very purpose of your Fiance visa becomes redundant. you cannot get the fiance visa any more!WHen you fill out DS 156K, there is a question saying you cannot get a fiance visa if you are already married. There are other ways like a K-3 visa, but if you are applying for a K-1, why not wait till you finish up? Why pay your lawyers thru the nose- AGAIN?
that means the girl of fiance
How does a none immigrant fiance apply for a none immgrant fiance?
That's a rather weird question, how to win the heart of your soon-to-be mate...for one, you already have and if not, then why are you getting married?
Sure, there is always hope. Contact a mortgage broker in your local area.
Yes, if both people apply for a joint loan, both credit reports will be used to determine the elgibility of the borrowers.