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Most states have enacted Article 9 of the Uniform Commercial Code. You have the right to redeem your vehicle by purchasing it back, although you probably will have to pay the amount owed and not just the payment. Even if you cannot get the vehicle back, many vehicles are illegally repossessed and you may have claims against the lender or others. For example, a repo cannot be done if there is a breach of the peace. Police officers are not allowed to facilitate or take sides in a repo. Many times a lender will seek a deficiency if the vehicle does not sell for what is owed on the loan. There are many defenses to a deficiency case. Generally lender is required to prove the vehicle was repossessed and sold in a commercially reasonable manner.
If your vehicle has been repoed, a good place to find a qualified lawyer is the web site of the National Association of Consumer Advocates.
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∙ 14y ago
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My car was repoed can i file bankrupt and get it back?
NO.
Can you get your wheels back if car was repoed?
No As far as finance company is concerned the car came with wheels, it has wheels on it when repoed. Done deal.
If your car is repoed can they charge you to get back you personal belongings?
no
What if your cosigner died and your car was repoed can you get it back without paying the price of the car?
NO
If your car was repossessed and you paid the loan off do you get the title?
If your car was paid off, then why was it repoed? Or if you mean you paid it off after it was repoed, then if the loan company accepted your money,then they have to give you the car and title back. I would call them and get it back or your money back.
What will happen to you if the repo man comes to get your car while you're traveling out of state?
1)he will take the car you left if that is the car to be repoed. 2)If you are traveling in the car to be repoed he will wait for you to return and repo it after you get back.
When your car is repoed and you pay the loan off how long do they have to give the car back?
they usually do not give it back. once they take it, it is theirs.
What can be done to get a repossessed car back?
What MUST be done is CONTACT the LENDER who repoed it. They determine who, what, when and HOW MUCH.
When the car is BACK in your possession and there are flaws who is responsible for getting them repaired if they were working when it was repoed?
depends on what you're talking about
What if the repo company didn't get a 'hold' message not to repossess and they went ahead and took the car?
IF you payed current B4 it was repoed, then the lender will bring it back, uaually. If it was simply put on hold and repoed, you pay to get it back. The LENDER is responsible for repos.
If a person gets their repossessed car back within a certain amount of time can the bank report it on their credit in Arizona?
If a person's car gets repoed, the bank can report it on their CR in any state. When they redeem it doesnt matter, its the fact that it got repoed that gets reported.
What if you are getting your car repoed but you dont have the car?
Then tell the Repossession agents where it is and who has it.
