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The phrase "lack of knowledge" means that something does not have enough knowledge. The phrase "lack of" means that something is missing or needed. So something is missing the required amount of knowledge.
Following the law is a responsibility. A "right" is something that has been given to you, either by a government or by nature. A "responsibility" is something you're required to, or at least should, do.
There is no responsibility. The loan is the responsibility of the estate. They are required to pay off the loans if possible.
It is the responsibility of the employer to provide required personal protective equipment (PPE) and ensure its use under appropriate conditions. It is the responsibility of the employee to use the required PPE.
You are required to to show proof of financial responsibility for the death, injury, or property damage they may cause while operating a motor vehicle.
"Duty" is a synonym for obligation, referring to something that one is required or expected to do.
It is normal to have responsibility for it. The insurance often also required the spouse to accept responsibility and the primary insurance holder is always required to do so.
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When information is common knowledge, and is known by a majority of people then no attribution is needed. In addition when a journalist provides background information, or makes an observation no attribution is required.
The word "expected" is not the same as "required". Something that is "expected" is something that is assumed will occur. Something that is "required" is something that is essential.
Financial responsibility filing is most often related to cars and insurance. It is something that a state will require, usually from the DMV, in order to certify that someone who is driving a vehicle will be able to pay future claims depending upon the states required limit.
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