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Answered 2007-06-29 23:07:23

The lender is always responsible for any damages to the vehicle itself.

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Yes. If someone damages your property, they're liable.


Absolutely not. How and why would he be responsible?


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If the tenant damaged them, then it's the tenants fault. Ifit was the landlord, then it's their fault


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A tenant! If they damaged something they don't own they are responsible for fixing it.


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You would only have right of recovery for property that belongs to you and that was damaged by the driver. The owner of the house would have rights of recovery for damages to their house from the driver.


No one is responsible or liable for an act of nature. It's up to the owner of the property is he wants to replace a storm damaged tree. The tree is not a covered structure under a homeowner insurance policy.


If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.


In the event that there is personal or private property which has been damaged or destroyed, the courts can help. The person with the damaged property can file a lawsuit against the person who is responsible for the damage. If the court finds in favor of the person who has filed the lawsuit, it will enter a judgment against the person who damaged the property, which will make them legally responsible for paying for the damage.


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