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Not usually, but there are certain factors depending upon local law, and the police and the insurance companies will always look into it if it appears suspicious.

For instance - if you/yourself (or a friend) wrecked your car and then subsequently tried to avoid responsbility by claiming it was stolen . . this will probably raise the interest of the investigating authorities, and if you are found to be lying, could result in an additional charge of FRAUD being added to whatever charges might arise from the collision (e.g.: hit-and-run - false report to the police - etc).

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Q: Is the registered owner of a car responsible for any damages caused to other cars until the car is reported stolen?
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