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Is there a class you can take to help with either the down payment or the monthly payments of your first home?
Wiki User
∙ 16y ago
There may be a class associated with a local program to help first time home buyers with the down payment. However, in light of all the foreclosures, make sure that you have a good 10% to 20% to put down, clean up your credit history and do not commit more than half of your income to a mortgage. Otherwise, you will be trying to make ends meet for years to come.
Wiki User
∙ 16y ago
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where in Warner Robins can I take a free or low Cost CNA class ?
Health Tech of Georgia, Inc. CNA Program offers a payment plan. I believe they offer the CNA class for 7 payments at $45 per payment. You will have to contact them to learn more. (478) 923-7007
Is there any date for payment of class action settlement by maple leaf foods?
Is there any payment date made for maple class action suit
What payment in kv contractual teacher in PGT?
120 per class, max 5 class.
How long should you withhold a payment if you are disputing a charge on your account and the dispute is not settled?
You should continue to make min. payments on your account. If you don't, it will effect your credit rating and it is much harder to repair your credit than get a credit for the payment you made from the credit card company.It depends. You have a right to not pay for the disputed amount on your credit card. This is under the Fair Credit Reporting Act, I believe. They can not use this nonpayment to negatively affect your credit or your account. (I took a class on this in law school)However, if you already had a balance, you still need to make payments to cover that. Withholding payment only applies to the portion you are disputing.
Are you able to dismiss one creditor out of Chapter 13 and leave the rest intact?
The adminstrator makes all such decisions. Not you. If the creditors claim is justified, he must be handled the same as all other creditors of his class...you can't single one out for special treatment...either no payment or payment in full.
Types of Mortgage-Backed Securities?
In my last post I introduced the concept of Mortgage-Backed Securities (MBS for short). These are the securitized bonds that result from an agency that pools residential mortgages together for the purpose of reselling shares in the pool to investors. There are three main types of Mortgage-Backed Securities. They are mortgage pass-through securities, Collateralized Mortgage Obligations (typically abbreviated as CMOs), and stripped mortgage-backed securities. The first and most basic type is the mortgage pass-through security, which I will try to explain now. The typical pass-through security is built on a pool of mortgages, usually having similar characteristics – similar loan term, interest rate, and credit rating of homeowner. This pool is used to make up the backbone of the MBS. Then shares of the pool are created and sold. The holders of these shares are then entitled to a proportional interest in the monthly payments resulting from the mortgages. These monthly payments are made up of three different elements. First, there is the monthly interest on the underlying mortgages. Secondly, the scheduled principal payments are part of the monthly cash flows. The third element is the most difficult to predict, the additional principal payments that the homeowners choose to make. In a pass-through security, all these cash flows are passed-through evenly to the investors in the MBS. Here, let me quickly recap one of the main risks associated with investing in MBS, which is prepayment risk. Prepayment risk, the reason that tricky third element of the monthly cash flows is a problem, is the risk that the homeowners will pay down their mortgages sooner than anticipated in their amortization schedules. This can be due to the sale of the home, a refinancing due to a favorable interest rate environment, or simply the homeowners’ desire to be rid of the dreaded monthly mortgage payments. In the traditional pass-through securities there is no way to hedge against prepayment risk. That is why the CMO was invented. CMOs operate in similar fashion to the pass-through securities, with one critical difference. The investor pool, not to be confused with the pool of mortgages, is broken into different share classes. Each share class is assigned a par value and the additional principal payments are filtered down through the levels of share classes. For example, in a $1 million dollar MBS there could be three share classes labeled A, B, and C. Let’s say the par values are $400,000, $300,000, and $300,000 respectively. When the monthly payments are made, class A absorbs all the excess principal payments until its par value of $400,000 is reached. Then the excess principal payments flow to class B until its par value is reached. Finally class C receives the remaining excess payments after all the other classes have been entirely paid down. In essence each subsequent share class has a longer effective maturity than the level above it. In this way the prepayment risk can be mitigated by investors by choosing the share class that most closely aligns with their risk tolerance. Stripped MBS assets are instruments in which the interest has been stripped from the principal portion. They are sold as either interest-only or principal-only investments and are mostly used to manage the risk associated with investing in other mortgage-related securities.
What class is architect in upper class middle class lower class?
Architects are either in the Upper Middle class or Upper Class, with either $62,960 earnings or, if you have a lisense and have been an architect for about 15 years, up to $200,000.
What is 4.4 class boundaries and class limits?
class boundary is 4.4 class limit is either 3.9 or 4.9
What is 48.6 class boundaries and class limits?
class boundary is 48.6 class limit is either 48.1 or 49.1
When will the class action lawsuit payments be made involving Classmates.com?
Those payments were made after November 2012. "Nearly 700,000 people received e-mails yesterday notifying them of a payment available to them through PayPal. Good news, but just barely: the payment was for $3.93, just about enough to cover your afternoon latte. The payment was the result of a class-action lawsuit filed in 2009 earlier against Classmates.com that affected about 60 million users in all." ( arstechnica.com/tech-policy/2012/11/how-lawsuit-against-classmates-com-ended-in-paltry-3-93-payouts/ ) Ironically, members of the Class Action complained online before the settlement that they suffered no harm. The Judge saw those comments, and so, he reduced the settlement. That resulted in each party getting less than $10. THEN, plaintiffs complained the amount was SO low! Note: Most Class Action lawsuits result in very low settlements for each member of the suit. Attorneys always take at least 1/3rd off the top.
What is no class enchenment in aq?
No Class could be either Warrior or Lucky. Both help the armor class a lot.
In which class either lower limit or upper limit is missing?
open end class
