Mother's estate must be probated in order for title to the property to pass legally to her heirs. Once the estate has been probated title is in the heirs a deed is not necessary to prove ownership because probate records are part of the public record regarding land ownership.
Many people choose to have a new deed drafted and the requirements vary from state to state. Some states require the use of a straw. You should ask the attorney who is handling the estate to advise you about executing the necessary deeds to get the property into your names in the land records.
If there is still a mortgage on the home then the deeds will be with the mortgage provider and they will not allow you to change the deeds without paying off the mortgage first.
If you will still be an owner then you will also have to sign the mortgage.
Unmarrie couple both name on deeds the mortgage is on his name
You can have an attorney draft a deed that will convey your property to yourself and your daughter as joint tenants with the right of survivorship. If you died the full ownership of the property would automatically pass to her with no need of probate. She would be responsible for paying any mortgage on the property. If you live in a community property state that may not be so easy. You should consult with an attorney who can review your situation and explain your options under your state laws. You should do this ASAP.
A legal mortgage of unregistered land in which the mortgagee does not keep the title deeds of the land as security.
It is not a wise decision to put your name on your mother's property due to tax reasons. However, it can be done, when a name is added to the deed of the property, it needs to go through the bank who holds the mortgage and the court.
If the mortgage has been paid and you receive a discharge from the mortgage holder, it must be recorded in the place where deeds are recorded and the filing fee paid there.
By definition a mortgage is secured on the deeds of the house. They will have the deed (or officially have their name legally registered for the property) if they have given you a mortgage.
If mother conveyed property to her son by a valid deed then he is the new owner. She cannot nullify a deed once she has signed it and it has been recorded in the land records.If son granted mother a mortgage in the property and she reserved the right to foreclose in that mortgage document she can take the property back by foreclosure if he defaults on the mortgage.
Only if their name is not on the property deeds, if it is then it is legally half theirs also and you can not lock them out. Only the sheriff can lock you both out by the bank
If you are purchasing your house with a loan or mortgage then you do not actually own it, the title deeds are in the name of and held by the person or organization lending you the money. You can redeem your house by paying off this mortgage and thus gaining ownership of the deeds of title to the house.
Often, you are better to leave your mortgage running with say £1 in it as the building society will probably give you a reduction in house insurance with a mortgage. There is no reason why you should need to store the deeds at the building society unless you are looking to sell the house soon with them.