In general:
Primary - means that the disabled person's Social Security benefit reduces the amount of LTD paid. Typically, the reduction is dollar for dollar - every dollar of SS benefit reduces the LTD benefit by one dollar.
Full - means that both the disabled person's Social Security benefit and any spouse/child Social Security benefits reduce the amount of LTD paid. Typically the reduction is dollar for dollar.
Family - usually means the same as Full above.
Backdoor - means that the LTD plan looks at three different calculations and pays the lesser of the three:
1. the benefit percentage (often 60%) of the disabled person's earnings, reduced by all of the reductions allowed by the plan EXCEPT for Family SS benefits; or
2. a higher benefit percentage (often 70%) of the disabled person's earnings, reduced by all of the reductions allowed by the plan, INCLUDING Family SS benefits; or
3. the maximum monthly benefit (whatever dollar limit or cap that is set by the plan).
Please keep in mind that these are general definitions. Your plan could use different definitions or have unusual features that modify any of the above statements.
In most cases, Medicare is the primary insurance for those who have it and are also covered by other types of insurance, like a group health plan. The group health plan would then typically serve as secondary insurance to cover costs not paid by Medicare. It's best to check with both insurance providers to understand how they coordinate benefits for your son's situation.
The brain
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What is the primary objective of normal security operations
The primary purpose of software integration is to maximise the functionality of the software without compromising the hardware. Conflicting or un-integrated software will reduce performance of the software and potentially corrupt the hardware.
Yes, if you're her primary caretaker.
True
Cecilia Namulondo Nganda has written: 'Primary education and social integration' -- subject(s): Education, Elementary, Elementary Education, Multicultural education, Social aspects, Social aspects of Elementary education, Social integration, Study and teaching, Textbook bias 'Primary Education and Social Integration (BASS)'
Quick and Dirty Answer:The primary security areas are: 1.) Confidentiality 2.) Integrity 3.) Availability
Yes
Security
Medicare Part A which is "Hospital Insurance." It pays as primary insurance for the long-term disability. It helps pay for inpatient hospital care, inpatient care in a skilled nurshing facility, home health care and hospice