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There are several questions I would like the answers to in order to attempt to help you. Was there an accident or impact with something that caused the coolant to leak out? How long did she drive with this light on? You have a duty to mitigate your damage. What was the exact reason they denied the claim, they have to give you this specific reason in writing. If the vehicle lost it's coolant and she drove till she locked up the motor, and there was no accident/impact/loss, then there wouldn't be any coverage. If however she hit something in the road that knocked the bottom of the radiator tab off (for example) and drove a short distance not knowing there was damage and the motor siezed, there may be. If you would provide more details, perhaps I could help you. FYI, you can put additional info on my message board, if you want to discuss this further.

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Q: Refused to cover because she drove after coolant light came on engine frooze up.?
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