Sadly there is no one answer to this question. It all depends on your particular situation and the cost and type of coverage offered.
If you know a insurance agent. They should be able to help you make a better decision.
In CA, try the AIM Program or Mr. Mip.
Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.
Employer's liability insurance is generally offered as a component of a worker's compensation policy. You should always check with your employer since all employer's have different policies regarding the matter.
If the employer is the one that is relocating the employee to an area where they don't accept Kaiser's insurance, then I believe that you should be able to pay for your services/prescriptions upfront and then claiming it straight through the employer. You should check with your employer first, but they SHOULD do it. If not, you're going to be out of luck UNLESS they will pay for your premiums on your new plan. Every employer is different. They are not required to provide insurance to you, so you just have to ask about their policy on that.
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"
If you are currently covered on your wife's health Insurance as well you should be fine.
Medicare is for retired people. As you are not retired you should use your company's health insurance, as you will get a discount on the coverage through your employer's contributions.
we should see wether the employee has any cobra benifits....
There are many questions that employer should ask when selecting a health insurance broker. The common questions will include amount of premiums to be paid and what the policy covers among others.
Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
If such a scenario arises, the employer should be procecuted under the existing law of the land. A case has to be registered by the employees against the unscrupulous employer for cheating.
Keep in mind that usually life insurance through your employer does not leave with you when you leave work. So if it is 10 years and you decide to leave, you will at that time have to get your own individual life insurance. Now you are 10 years older and your height and weight could be different and you could have medical conditions. Yes, it is a good idea to get life insurance in addition to your work insurance. This way you will be covered at a younger age.