0
Should you keep liability insurance on a car if you're going to sell it and the car will be drove only when test driven by a potential buyer?
Wiki User
∙ 19y ago
Yes, it is a good idea to keep liability insurance on a car even if you are planning to sell it, and it will be driven only during test drives by potential buyers.
If you are planning to sell the car, it is important to protect yourself from any potential liability in case of an accident during a test drive. A liability insurance policy will protect you from financial responsibility for any damages or injuries caused by the car during a test drive.
Also, having liability insurance on the car while it is being test driven can also help to protect the potential buyer, as they may not have liability insurance themselves.
Additionally, most states require that all vehicles on the road are insured, even if they are being used for the purpose of selling. Not having insurance on the car might be a violation of state laws.
It's important to check the laws and regulations of your state and also to contact your insurance company and ask about their policies on vehicles being sold.
Jake Shaffer
Wiki User
∙ 19y agoif the vehicle is tagged, the insurance is required to keep the tag legal. If the customer hits another vehicle, his liability will pay, but will not make the car itself legal to drive.
Add your answer:
Earn +20 pts
Would it be legal to test drive a car before purchase in Missouri with a valid license but without insurance and what would your liability be?
Yes. The car dealer is responsible for insurance when cars are test driven. They only need to make certain the potential driver has a valid license.
Do you have to keep insurance on a non-operable car that has not been driven for 2 years?
You should, unless its parked in a secured structure, where it can not roll away,fall down and cause an liability
Car age or mileage when to consider auto liability insurance?
The age of the vehicle is not a factor in liability coverage. The number of annual miles driven is a factor. This is because the risk of an accident occurring increases in proportion to the amount that the car is driven.
What is non owners car insurance?
It is liability insurance purchased by a person who does not own a car. Rather than "following the car" as most liability insurance does, non-owners coverage "follows the driver". Therefore, it covers the driver, subject to its terms and conditions, regardless of the car being driven.
What is the difference between antique auto car insurance and regular car insurance?
Antique car insurance is usually based around replacement value and assumes the car will not be driven often except maybe to a car show. Regular car insurance is based around replacement value as well as potential damage and injury since it assumes the car will be driven regularly and have more potential for accidents rather then theft.
Do you need to buy auto insurance in NJ if the car is not being driven and is just sitting in a garage?
If the car is registered, meaning that it has license plates, it must have liability insurance. If you hace a loan, the bank probably requires insurance. If it is just sitting on private property without tags, no insurance needed.
Why does insurance cost more for teen drivers?
Teen drivers have more accidents per mile driven than any other group so that liability must be accounted for & covered. Thus Higher premiums.
Does insurance pays for a comprehensive insured car driven by an uninsured driver?
Comprehensive coverage does not apply to the driving of a car. It should be covered.
Know the Insurance Requirements in Philadelphia?
The requirements for car insurance in the city of Philadelphia are identical to the requirements for the entire state of Pennsylvania. All drivers in Philadelphia must hold liability insurance for their vehicle in three distinct areas. A driver must have liability insurance that covers injuries or death of a single driver due to an accident in an amount of no less than $15,000. The driver must also carry accident liability insurance that covers injuries or death to more than a single person with at least $30,000 in coverage. Finally, the driver must hold liability insurance that covers damages to the personal property of another person for at least $5,000.The city of Philadelphia does not require a driver to have insurance that covers uninsured and underinsured drivers. Every vehicle that is registered in the state of Pennsylvania must have the minimum auto insurance liability coverage in order to be driven on the roads. Additionally, cars that are driven in the state for more than 30 days must be registered and insured within Pennsylvania. Even though there are clearly stated minimums that are required for coverage, it is often advisable to increase the amount of coverage above the minimums to ensure that a policy is able to pay for all of the expenses that could result from an accident.Driving on the roads in Philadelphia without proper and current auto insurance can result in a number of penalties. The license and registration for an uninsured vehicle can be suspended for several months if a person is caught driving without insurance. Hundreds of dollars in fines can be accrued if the issue is not resolved or if an individual continues to drive without insurance. Proof of insurance must be kept with a vehicle or driver at all times in order to avoid these types of penalties.In the event that the registration on a car expires or otherwise becomes invalid then the registration must be surrendered to the proper authorities in Philadelphia. Vehicles that are not registered cannot be driven and do not require auto insurance. If a vehicle does have a registration but does not have insurance, then the driver can be fined and the registration suspended. The only exception to this law is if the driver can factually prove that the vehicle was not driven during the uninsured period.
Does storage insurance cover an accident if the car is driven?
if car was driven by storage employee or anyone who is affliated with storage facility. Yes, it will be convered by their insurance. However, if the vehical was driven by a owner, his or her car insurance company will be responsible. best way to resolve this issue, contact your insurance agent or provider! asian623 http://www.myspace.com/scionturboracing
Do you have to carry insurance on a car that is not being driven?
If the vehicle is being stored away and not driven then you don't need to carry insurance. But it might be a good idea to carry just theft and fire if the vehicle is worth anything. You should also check with your individual state regulations just to be sure.
If you put plates in your name for a family member and they have no license and no insurance would it come back on me if she gets in an accident and its their fault?
Yes it certainly will. In this case you KNOWINGLY aided someone in breaking the law. You are also required to have liability insurance on a car driven on a public road. Expect to get sued AND to get a ticket. REALLY bad idea.
