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Should your wife stay on your insurance or use her employer plan?
Wiki User
∙ 16y ago
Why can't she be covered by both - it is best to use the most secure one if you have to pick just one.
Wiki User
∙ 16y ago
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Why can't i stay on my employers health insurance when i turn 65?
It depends where you live. Some employers do not provide insurance. In some countries if you are working after you are 65 or your spouse is working, you will be entitled for health insurance from employer. You will be eligible for Medicare even if you continue to work after you turn 65. It is important that you decide whether or not to enroll for medicare. You may not need all of Medicare benefits if you are still covered under your employer's plan. You can delay certain parts of Medicare, and get them later on when you retire, or if you lose your employer's insurance. You should make these decisions at least 3 months before your 65th birthday.
Should every one have a long term insurance?
Everyone should have a plan to pay for Long Term Care be it insurance or some other plan. Statistically around 60% of Americans will need some form of LTC in their life time. Look at LTC Insurance as insurance for your retirement. Nothing will destroy a retirement plan quicker than a nice long stay in a nursing home.
If you take medication regularly and are getting a divorce will your ex's medical insurance still cover your prescriptions?
You will more than likely be dropped from the program. However, you can stay on his plan until the divorce is final. After that, if it's an Employer Group plan you can get COBRA and then HIPAA.
Where can one find student insurance?
If a student is on their parents insurance they should stay on it as long as possible. However, the student's parents should check with their policy as to what benefits are available if the student does not stay in the local area. When a parent's insurance policy is not an option one can check with the school they plan to attend. Most schools offer student insurance. Another option would be for the student to purchase their own health insurance policy.
What happens to your medical insurance if you lose your job?
If you are covered by your employer and you leave your job or lose your job, your employer must offer you COBRA, which is a continuation of your medical benefits. Normally, you can stay on a COBRA plan for up to 36 months. Once you are no longer employed by your company, the medical benefits contributions will no longer apply, meaning you will have to pay the full cost of medical insurance yourself to the medical plan. The cost per month can vary, but will be clearly listed on your COBRA letter which outlines this service. You will receive your COBRA letter shortly after your last day of employment. If your employer has fewer then 20 employees, the US Labor Department will not enforce COBRA. If your employer does nothing, you are out of luck.
What is supplemental life insurance?
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
What is portable supplemental life insurance?
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
Does any know about Cynergy Health Insurance?
Scam! Stay away! It is not insurance, but a misleading discount plan. Check out ripoffreport.com there is quite a bit of info on this scam.
Sample letter to employer to stay wth child in hospital?
A sample letter to an employer to stay with a child in the hospital should include the dates requesting time off, the reason for the time off, and contact information.
What is the time line of the Obama Health Care plan?
Kids can stay under their parents insurance until they're 26.
In India is it legal for your employer to force you to stay after your shift has ended?
In India it is legal for your employer to force you to stay after your shift has ended.
What should you do if you have BC-BS insurance and you're 20 and in college and it drops when you're 22 and you have an autoimmune disease and is there a way you can stay under it?
If it drops when you turn 22, having an autoimmune disease doesn't change that, but you may be eligible for COBRA or HIPAA for an extended amount of time. It may be wise to try to enroll in an employer group health plan and not have any gaps in coverage so it won't be considered a pre-existing condition.
