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Step by step on how to make a deal with the credit card collectors and have it not put on your report. can this be done?
Wiki User
∙ 16y ago
Notify them by calling, email or snail-mail, asking for assistance in the matter. Most CC companies are more than willing to help you achieve your goals, if you take that initial step in communicating with them. The best thing is to keep those CC's paid off every month. Missing a payment date by one day can wreak havoc on your credit ratings for years and years.
Wiki User
∙ 16y ago
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If you file bankruptcy will that remove a charge off report from a credit card?
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
Can I report credit card fraud if I know someone who has someone elses credit card?
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?
if you are an authorized user on the card then you are responsible for the card too. so yes they can
What is the benefit of a good credit report when applying for a Capital One credit card?
A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.
Does the AchieveCard report to credit unions?
No, AchieveCard does not report to credit bureaus because there is no credit issued with this card.
Where can you get a free personal credit report?
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
How does a credit card collector earn a judgment in their favor?
They go before a judge and explain how the payment for that credit card was not made and what is owed including collection costs. The cost of judgment is then added to the total and that becomes the collectors judgment. That stays on your credit report for a long time so avoid!
Where can someone get a free credit card report?
One can get a free credit card report by going to your local bank and requesting one. A dedicated agent will help you prepare your finances for the credit report.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
If you haven't paid your credit-card debts in 7 years can you apply for a new card?
When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.
How does one go about fixing your credit?
The first step in fixing one's credit is to obtain a credit report and review it for incorrect negative information. It is also helpful to pay off and close out credit card accounts that are not necessary.
