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Is World Financial Capital Bank a reputable banking institute. Or are they a rip off

That question above should be posed separately (or instead of the grammatically ambiguous one used for the actual question), but here is an answer:

Whatever you do, make absolutely sure you record every part of your communication with companies like this. Keep notes and a log for your records of all discussions, letters, phone conversations, etc. that you exchange with them. That way you can compile a list of phone numbers, addresses, people, issues and how to resolve whatever issue you may have with them, or that your lawyer or law enforcement may have to resolve with them.

Obviously, if they are breaking the law, you have every right to take action, including contacting legal representation as necessary. If you're being illegally and unduly accused or mistreated, exercise your rights against these "Goliath" organizations and fight back!

https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

It's unfortunate for everyone trying to find contact information that the company is too ashamed to have a real website, considering all the complaints about their business practices tantamount to aggressive harassment for the general public and sadly, credit card holders for companies like, "Victoria's Secret", at least their parent company (as of June, 2009) has a web site and following information about is available:

world financial network national bank" class='external' title="http://www.answers.com/topic/world financial network national bank

http://hoovers.com/free/search/simple/xmillion/index.xhtml?which=company&query_string=wfnnb&x=0&y=0

World Financial Network National Bank (WFNNB)

3100 Easton Square Place

Columbus, OH 43219

OH Tel. 614-729-4000

Toll Free 800-675-5685

Fax 614-755-3175

http://www.wfnnb.net

Headquarters:

3100 Easton Square Place

Columbus, OH 43219

United States

EVP and President, Retail Credit Services

IVAN M. SZEFTEL 55 Years Old

http://people.forbes.com/profile/ivan-m-szeftel/3125

IVAN M. SZEFTEL, executive vice president and president, Retail Credit Services, joined us in May 1998. Before joining us, he served as a director and chief operating officer of Forman Mills, Inc. from November 1996 to February 1998. Prior to that, he served as executive vice president and chief financial officer of Charming Shoppes, Inc. from November 1981 to January 1996. Mr. Szeftel holds Bachelor's and graduate degrees from the University of Cape Town and was certified as a Certified Public Accountant in the State of Pennsylvania and as a Chartered Accountant in South Africa.

Compensation for 2008

$494,000.00 Salary

$14,939.00 Bonus

$3,431,529.00 Restricted stock awards

$90,558.00 All other compensation

$345,890.00 Option awards

$298,771.00 Non-equity incentive plan compensation

$40,016.00 Change in pension value and nonqualified deferred compensation earnings

$4,715,703.00 Total Compensation

Parent company:

http://hoovers.com/alliance-data-systems/--ID__99749--/free-co-factsheet.xhtml

Alliance Data Systems Corporation

17655 Waterview Parkway

Dallas TX 75252

US

http://www.alliancedata.com/

(972) 348-5100

(972) 348-5162 (Fax)

2008 Sales (mil.) $2,025.3 2008 Employees 7,400

Chairman J. Michael (Mike) Parks

http://people.forbes.com/profile/j-michael-parks/3129

President, CEO, and Director Edward J. (Ed) Heffernan

http://people.forbes.com/profile/edward-j-heffernan/3109

SVP, Corporate Controller, Chief Accounting Officer, and Interim CFO Michael D. Kubic

http://people.forbes.com/profile/michael-d-kubic/3127

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