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The first gasoline powered car was invented in 1881, but large scale production did not begin until 1902. So I'll just assume you meant a horse and carriage.

The cost of riding a cable car in the 1870's was 15 cents per trip (in St. Louis mo anyway). A horse cost $200 and a buggy cost $75, and would last 15 years. That's about 5 cents per day ($275/5625 days), not including maintenance costs on the buggy, the cost of land ($5 per acre), the cost of a house and stable ($500-$900), or the cost of horse feed. In the long run, I would say it cheaper to just ride the cable car.

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Q: Was it cheaper to ride the cable car daily or own your own car in the 1870's?
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