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Cheque bounce is a criminal offense in UAE and as well as in India. But when it comes to proceeding legal action against a UAE bank defaulter in India, he case depends on the nature of cirumstances. Whether it is a payment cheque or a security/guarantee cheque, because UAE banks indiscriminately / wantonly bounce a cheque when they find 3/4 instalments are unpaid by the defaulter. It is totally absurd on the part of the bank to present the cheque for the entire amount, when the defaulter is financially incapable of paying even the monthly instalment. In fact, the bank is the criminal because it wanted to present the cheque only to bounce it and get the defaulter arrested. When 3 or 4 instalments remain unpaid, the defaulter is seen by the bank as a "dreaded criminal" and efforts are on to jail him. The fact is - if the defauler is jailed, it will be an end of the road for him, he loses his job and his life. The bank too is not going to get back their money. So it is a lose-lose situation.

Coming back to the question.... the bank in UAE cannot take any legal action against the defaulter in India bcoz

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Q: What Indian Govt. or legal official will take legal action against Dubai UAE unpaid returned bank cheque and what action willl be taken in India to Indian who is residing in India.?
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