SCAM SCAM, they ask you for any type of personal information such as social security number, delete it. When you take out a loan on anything, it is in good faith that you will repay the loan. The bank expects this agreement to be honored. There is no such thing as a free lunch and no one is going to payy off your car loan for you. There are other alternatives to help pay off your car that are legit. Some companies will pay you money if you allow them to put their company logo's on your car to advertise their products. I had my car loan paid off in December of 2004 by a company called CLC and since then I've pulled my 3 credit reports and on each one of them it showed Chrysler credit with a zero balance and "paid as Agreed" So, personally, I don't think you are right in calling it a scam. I saved 18 months of payments. What is this company CLC and how can look them up??
Since the car is financed, it already is collateral for a loan. Your car loan uses the car as collateral for that loan. I think the only way for you to use the car as collateral for a different loan is to have the NEW lender pay off your car loan, tack the ammount of the car loan on to the new loan you are getting, therefore they would then be the leinholder on the car.
personal loan have a higher interest rate than car loans beacause they are unsecured loans . In car loan the loan is used for only purchase car .In a car loan, the loan is only used to buy a car, but you can use it as personal items in a personal loan. Interest rates start at just 8.50 percent for a car loan, but can rise 16 percent based on one's credit score and credit history. Find out more, please click https://www.indialoanservices.in
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