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Alaska, Arizona, California, Hawaii, Iowa, Montana, North Dakota, Oregon, Pennsylvania, South Carolina, Washington and Wisconsin.

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Q: What are the nondeficiency judgment states?
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Can credit card judgment take money from your bank account?

Most states allow a judgment creditor to conduct a bank account levy to help collect a judgment. The exact procedures vary by state and they have to be able to find your account somehow.


Can a collection agency garnish wages?

Yes, with a valid judgment any creditor can garnish wages in the majority of U.S. states.


According to a judgment you had filed against you when you settle the debt you need to get an Order to Satisfy. What is this and where can you get it?

In simple terms it is a court order that states how the debt is to be paid. Usually the order must be from the court where the judgment was awarded. The clerk of the court which granted the original judgment will be able to inform the party involved of the necessary procedures to obtain the order.


How long does an unpaid judgment stay on a credit report?

Seven years or until the SOL pertaining to the judgment expires. Many states have domestic judgment SOL's that are 10 or 20 years, and many judgments are renewable. The older the judgment becomes, the less affect it has on the credit score. It will may cause other problems, for example, if the consumer wants to buy or refinance a home and in some cases, a vehicle(s), the lender may require the judgment be paid before approving any loan.


How long can a judgment remain on your record?

In the majority of cases a judgment will remain on you record for 7 years. In the case of Chapter 7 bankruptcy, the judgment can be reported for 10 years. The FCRA (Fair Credit Reporting Act) allows for a judgment to be reported for a period of no longer than 7 years, but this is not mandatory for every state. Your local state laws may indicate a shorter or longer period in which the judgment remains active. Most states comply with the 7 year period as a fair guidance for collection agencies and credit bureaus. A creditor can go back to court and renew a judgment before it lapses. The renewed judgment would extent the life of the debt for another 7 years.

Related questions

Where is the actual date of divorce on decree?

The date the judgment was entered. In some states there is a short period before the decree becomes absolute but the date of the decree is the date the judgment was entered.The date the judgment was entered. In some states there is a short period before the decree becomes absolute but the date of the decree is the date the judgment was entered.The date the judgment was entered. In some states there is a short period before the decree becomes absolute but the date of the decree is the date the judgment was entered.The date the judgment was entered. In some states there is a short period before the decree becomes absolute but the date of the decree is the date the judgment was entered.


Can a Canadian judgment be enforced in any US states?

Yes. The Uniform Foreign-Country Money Judgment Act has been adopted in most US states.


What states adopted the Uniform Declaratory Judgment Act?

40


Is social security disability judgment proof in Missouri?

Social Security Disability and Social Security is judgment proof from debtors in all states.


Can you give a judgment for less then 100.00 is owed?

In most states a judgment can be obtained in small claims court for an amount owed of $20 to $5,000. Your answer is yes.


Can your wages be garnished for medical?

Yes, if the creditor sues the debtor and receives a judgment award the judgment can in the majority of US states be executed as a wage garnishment.


Can your wages be garnished for medical debt?

Yes, if the creditor sues the debtor and receives a judgment award the judgment can in the majority of US states be executed as a wage garnishment.


What happens when a judgment is executed?

In the majority of US states a judgment holder can execute a judgment in several ways. The preferred method is wage garnishment, other options for the judgment creditor would be; bank account levy or seizure and sale of unexempt personal property or a lien against real property owned by the judgment debtor.


What happens when a collection becomes a judgment?

States establish the type and amount of real and personal property belonging to the debtor that can be attached by creditor judgment. In most states a judgment can be executed as a wage garnishment or bank account levy or lien against real property or seizure and liquidation of non exempt property belonging to the debtor.


Can credit card judgment take money from your bank account?

Most states allow a judgment creditor to conduct a bank account levy to help collect a judgment. The exact procedures vary by state and they have to be able to find your account somehow.


Can unemployment benefits can be garnished by outstanding judgment?

Yes, in the majority of U.S. states unemployment benefits are not exempt from creditor judgment action. The usual amount is 10% of the expendable income.


Will there be a new creation or still marriage and reproducing after the final judgment of states?

According to whom? - Please note that different religious groups have different views on significant details about the final judgment.