There are any number of ways someone can get your credit card number. It can be skimmed, meaning it's passed through a device that reads and traps the magnetic data; that can happen at resturants, stores and even ATM machines. You can be conned into a phishing scam where you inwittingly give the number to someone who seems official (PayPal and eBay scams are very popular now, but there's no end to the variety). You online account data can be hacked. Someone can look over your shoulder and either memorize or write it down. There are some ecxellent websites pertaining to fraud and identity theft. Check out TheFraud Complaint Center at www.ifccfbi.gov Your attorney general should also have some good information. Also look at www.idtheftcenter.org
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
The CVV (Card Verification Value) is a three digit code on the back of the credit card, which is calculated using a certain formula, using the credit card number. It is an added security measure in case an unauthorised person is able to copy down your credit card number, and is also an easy way to determine most 'fake' numbers.
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