Insurance is made to pay for your financial loss due to an accident, not to see what you can get. In this case if there were no real injuries and the camper is not repairable then the insurance company will pay you the value of the camper and you will be made whole. This means you will have no real loss financially than you were in before the accident. The insurance company have the option to repair, replace, or pay the actual cash value of the vehicle. If any other items that were not part of the camper were damaged they will be included such as televisions, computers, etc.
Yes, you can put in an insurance claim for any reason. It is up to them to pay or deny any claim. It will be tough to determine which damage was there prior to any other accident.
you can go ahead and contact the other drivers insurance company and determine the status of the claim.
The amount of a claim from an accident has no bearing on the drivers legal requirement for financial responsibility. All drivers are required to carry financial responsibility before they drive. whether or not they have had an accident
You can accept the claim and then buy back the car. This way you get money for the claim and you get to keep your car. The price for the car will be way lower at the totaled price than what you will receive in the claim.
AXA is a car insurance company based in Ireland. A claim should be filed within 24 hours of the accident. The claim should be processed within 10 days of the accident.
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
You can be sued, and your insurance company can deny the claim.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
A motobike accident claim would be an insurance claim for an accident involving a motorized two-wheel vehicle, such as a motorcycle, moped, or electric bicycle.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
You have 1 Year after a minor accident to have a claim
Time to dig into your savings and pay the claim yourself or you can find your drivers license suspended for the next 10 years or until you pay off your debt from the accident, whichever comes first.