That sounds pretty dodgy - the Dr. should know better than to tell you the exact cause of your CTS was smoking. Go of your own accord to another doctor not connected to your employer insurance workers compensation to get another opinion - and ask the doctor to give you a written, signed and dated opinion. The insurance should be sending you to an unbiased 3rd party for evaluation. If it comes down to legal issues you'll be wanting a competing professional opinion anyways.
The problem with carpal tunnel is that in most cases its idiopathic - arising spontaneusly or from a cause that can't be readily established. While it has been found that very repetitive tasks are associated with higher cases of CTS, the issue is that it hasn't been established that they causes CTS (As far as I'm aware) - sort of like you know that people that eat mcdonalds are also likely to eat Burger King, but they don't eat at burger king as a consequence of eating mcdonalds. The biggest risk factors for CTS are genetics or biological actors (such as smoking), rather than environmental factors or activity. However, that doesn't mean its due to smoking. It may be due to smoking, or genetics, illness (ie. Arthritis) or tissue damage caused by 30 years of doing data entry.
If you're going after that it was due to the damage caused, ask the Dr. if it is due to a repetitive stress injury, if it may show up on a CT or Xray (or MRI?). They may refer you to get some, which might help support your argument.
Employers are generally required to carry Workers Compensation Insurance. If an employee is injured in the course of employment, Workers compensation pays medical costs and the like and the worker is prevented from suing the employer because of the injury.
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
the employer usually pays an insurance policy that covers the employee if they need workers comp leave.
Workers compensation insurance is supplied by an employer and can only be used when a person is injured on a job. The employer will file all the paper work and the employee usually doesn't have to do anything.
The correct spelling of the form of insurance is Workers' Compensation.
Workers compensation is similar to insurance. If someone is injured while on the job the employer has to pay for wages lost while injured as well as medical expenses.
Employers are required to carry Wormen's Compensation Insurance on their employees. If your employer did not insure you, or does not have the insurance, they are in violation of your state's labor laws. You will have to bring suit against them to recover your expenses.
Concrete Form Work Workers Compensation (class code: 5213, 5214) Insurance - Workers Compensation Insurance
Workers' compensation is a type of insurance that provides financial benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, rehabilitation costs, and a portion of lost wages for the injured worker. The purpose of workers' compensation is to ensure that employees are protected and provided for in the event of a workplace accident or injury.
The cost will vary according to the workers compensation code for each job description and salary for the job. Your workers compensation insurance carrier should give the employer a matrix describing how each job description is charged. This information can also be obtained from each states workers compensation offices for their district.
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
Check the state laws in where the sole proprietor is being operated. It changes from state to state. For example in California requires workers' compensation if there is one employee. But if it is a sole owner with no employees then the insurance is optional. In Alabama and Florida if you have four employees including the owner, then workers' compensation is a must. In Texas workers' compensation is not required at all, but the state does require the employer to post a sign stating that workers' compensation will not be provided.