If your mortgage company requires a reaffirmation agreement but you did not do it based on the advice of your lawyer, talk to the mortgage company and explain to them why you didn't do it. The lawyer should contact them for you and explain that these documents are not needed. In some cases it can be easier just to sign the reaffirmation agreement as the mortgage company is requesting.
You have to apply to your lender for a loan modification. Some people use attorneys to make application on their behalf, and others choose to go the "do it yourself mortgage modification" route. If you decide to do your own home loan modification, make sure you get your paperwork correct. You need to know precisely what your lender requires, otherwise your application will be rejected. It may be a good idea to buy a loan modification system that can show you, step by step, how to go about the loan modification application.
no. If you have a loan greater than 80% of the value of the home and the lender requires mortgage insurance, then it is not optional.
2500
Small business administration requires overview of a franchise agreement, license agreement, membership agreement, co-op agreement, dealer agreement, jobber, or similar agreement to find out if the affiliation is available that will disqualify you in the program.
FHA loan requires 3% down.
IT-I level is privileged. It requires a favorable Single Scope Background Investigation (SSBI)
IT-I level is privileged. It requires a favorable Single Scope Background Investigation (SSBI)
A no doc mortgage is one that requires no documentation to be signed at the time of sale. There is no need for a credit check or other background financial information.
Arbitration agreement.
What you are asking is unclear. Land can be conveyed to a trust with the restriction that it not be made subject to a mortgage that includes the right to foreclose. That restriction may also be made a part of the trust document as a provision that the trustee may not encumber the trust property by any mortgage, or more simply, the trustee is not given the power to mortgage the trust property. If you are referring to a 'trust deed' as a means of granting mortgage in some states, the lender will not accept a trust deed that restricts their right to foreclose.
One cannot purchase a PMI calculator, but one can use a PMI calculator to determine how much Private Mortgage Insurance one requires from sites such as Good Mortgage, Money.cnn and Grove Mortgage.
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